313 Silver Buckle, Schertz, TX 78154 Property Records

Guadalupe County property record for 313 Silver Buckle, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,742 sqft · built 2015
Lot Size	0.321 acres (14,000 sqft)
Owner	2 Individual Names on File
Last Sale	$291,900 (May 2015)
Tax Bill	$5,514 (2023)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G15443B1203500000`

Property Details

APN / Parcel Number

Primary APN	`1G15443B1203500000`
Alternative APNs	`000000154377` `000000185736` `154377`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,742 sqft Living Area
Gross Area	3,434 sqft
1st Floor Area	2,041 sqft
2nd Floor Area	701 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	125 ft deep x 112 ft wide
Garage Type	Attached
Garage Area	592 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	313 SILVER BUCKLE
City	SCHERTZ
State	TX
Zip	78154-3597
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENSINGTON RANCH ESTATES #3B BLOCK 12 LOT 35 0.3214 AC
Legal Subdivision	KENSINGTON RANCH ESTATES #3B
Legal Tract	35
Legal Block	12
Legal Lot Number	35
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	3
Census Block	3022
Census Tract	210707

Owner

313 Silver Buckle is owned and occupied by two individuals who bought it in May 2015.

Source: Guadalupe County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	313 SILVER BUCKLE, SCHERTZ, TX 78154-3597
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2015 · Amount on File
Deed Sale	May 20, 2015 · Amount on File
Deed Document Number	20159772
Prior Transfer Date	May 18, 2015
Prior Transfer Doc	0000009772
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	313 SILVER BUCKLE, SCHERTZ, TX 78154-3597
Document Number	0000002510
Instrument Date	Jan 12, 2021
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	313 SILVER BUCKLE SCHERTZ TX 781543597, SCHERTZ, TX 78154-3597

Mortgage

Document Number	0000002510
Date	Jan 21, 2021
Instrument	2510

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 20, 2046

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$393,170 (-4.74%) Land $52,741 Building $340,429	$393,170 (-4.74%) Land $52,741 Building $340,429
2025		$412,741 Land $58,426 Building $354,315	$412,741 Land $58,426 Building $354,315
2023	$5,514.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$428,041 Land $78,117 Building $349,924	$428,041 Land $78,117 Building $349,924

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 313 Silver Buckle in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 Silver Buckle is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20