Story County property record for 321 School St, Gilbert, IA 50105
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 936 sqft · built 1978 |
| Lot Size | 0.219 acres (9,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $188,500 (Jan 2017) |
| Tax Bill | $4,428 (2025) |
| Deeds & Mortgages | Jan 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-09-285-290 |
| Primary APN | 05-09-285-290 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Basement Area | 936 sqft |
| Finished Basement | 636 sqft |
| Unfinished Basement | 300 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Foyer |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,534 sqft (0.219 acres) |
| Lot Dimensions | 105 ft deep x 90.8 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 321 SCHOOL ST |
|---|---|
| City | GILBERT |
| State | IA |
| Zip | 50105-1005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROTHMOOR 2ND ADD LOT:210 GILBERT |
| Legal Range | 24W |
| Legal Township | 84N |
| Legal Section | 09 |
| Legal Subdivision | ROTHMOOR 2ND ADD |
| Legal Lot Number | 210 |
| Jurisdiction | STORY IA |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 103 |
321 School St is owned and occupied by two individuals who bought it in January 2017.
Source: Story County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 321 SCHOOL ST, GILBERT, IA 50105-1005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2017 · Amount on File |
| Deed Sale | Jan 24, 2017 · Amount on File |
| Prior Sale | Oct 16, 2012 · Amount on File |
| Deed Document Number | 2017679 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Jan 24, 2017 |
| Property Address | 321 SCHOOL ST, GILBERT, IA 50105-1005 |
| Document Number | 201700000679 |
| Instrument Date | Jan 13, 2017 |
| Instrument | 2017-00000679 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $300.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 SCHOOL ST, GILBERT, IA 50105-1005 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 321 School St was $4,428 with a homeowner's exemption, up 8.3% from the year before.
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Story County |
| Municipality | Gilbert City |
| Unified School District | Gilbert Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,428.00 (+8.26%) Homeowner's exemption | $264,600 Land $79,700 Building $184,900 | $264,600 Land $79,700 Building $184,900 |
| 2024 | $4,090.00 | ||
| 2023 | $242,500 Land $69,500 Building $173,000 | $242,500 Land $69,500 Building $173,000 | |
| 2022 | $3,740.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 School St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 321 School St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GILBERT WATER SUPPLY serves 1,211 people · EPA ID IA8531083 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | XENIA RWD (BOONE) |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 31 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 100 / 100 |
May also be available: Colo Telephone Company, GigFire, Nextlink.
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