Story County property record for 309 School St, Gilbert, IA 50105
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,064 sqft · built 1979 |
| Lot Size | 0.249 acres (10,826 sqft) |
| Owner | Company Name on File |
| Last Sale | $172,500 (Apr 2021) |
| Tax Bill | $3,586 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-09-240-195 |
| Primary APN | 05-09-240-195 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Basement Area | 1,064 sqft |
| Finished Basement | 552 sqft |
| Unfinished Basement | 512 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | A-Frame |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,826 sqft (0.249 acres) |
| Lot Dimensions | 103 ft deep x 105 ft wide |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 353 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 309 SCHOOL ST |
|---|---|
| City | GILBERT |
| State | IA |
| Zip | 50105-1005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROTHMOOR 2ND ADD LOT 168 & VILLAGE NORTH 3RD ADD OUTLOT S |
| Legal Range | 24W |
| Legal Township | 84N |
| Legal Section | 09 |
| Legal Subdivision | ROTHMOOR 2ND ADD |
| Legal Lot Number | 168 |
| Jurisdiction | STORY IA |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 103 |
309 School St is owned by a company that bought it in April 2021.
Source: Story County records, as of September 1, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3217 WESTON DR, AMES, IA 50010-1160 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2021 · Amount on File |
| Deed Sale | Apr 12, 2021 · Amount on File |
| Deed Document Number | 20214513 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Apr 12, 2021 |
| Property Address | 309 SCHOOL ST, GILBERT, IA 50105-1005 |
| Document Number | 0202104513 |
| Instrument Date | Apr 6, 2021 |
| Instrument | 2021-04513 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $275.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3217 WESTON DR, AMES, IA 50010-1160 |
| Document Number | 0202104514 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 2021-04514 |
| Name | MIDWEST HERITAGE BANK FSB |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 309 School St was $3,586, up 9.3% from the year before.
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Story County |
| Municipality | Gilbert City |
| Unified School District | Gilbert Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,586.00 (+9.26%) | $205,500 Land $91,200 Building $114,300 | $205,500 Land $91,200 Building $114,300 |
| 2024 | $3,282.00 | ||
| 2023 | $205,900 Land $79,500 Building $126,400 | $205,900 Land $79,500 Building $126,400 | |
| 2022 | $3,338.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 309 School St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 309 School St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GILBERT WATER SUPPLY serves 1,211 people · EPA ID IA8531083 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | XENIA RWD (BOONE) |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 31 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 100 / 100 |
May also be available: Colo Telephone Company, GigFire, Nextlink.
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