DuPage County property record for 321 S River Rd, Naperville, IL 60540 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Architecture Style | Split Level |
| Year Built | Built 1970 |
| Square Footage | 2,514 sqft Living Area |
| Lot Size | 10,019 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $8,581.00 (2025) |
Source: DuPage County records · APN 07-14-413-019
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 321 S RIVER RD, NAPERVILLE, IL 60540-5038 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 30, 2017 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Dec 30, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 09, 1995 |
| Deed Sale | Mar 09, 1995 |
| Deed Doc Number | 199527755 |
| Last Transfer Date | Nov 27, 2019 |
| Transfer Doc | 0000121129 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 321 S RIVER RD, NAPERVILLE, IL 60540-5038 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 0000010423 |
|---|---|
| Date | Jan 30, 2017 |
| Instrument | R2017-010423 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 24, 2047 |
| Rate | 3.24% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Dec 30, 2019 |
| Property Address | 321 S RIVER RD, NAPERVILLE, IL 60540-5038 |
| Document Number | 0000121129 |
| Instrument Date | Nov 27, 2019 |
| Instrument | 121129 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 321 S RIVER RD NAPERVILLE IL 605405038, NAPERVILLE, IL 60540-5038 |
Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Naperville Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,581.00 (+16.92%) | $163,172 (+30.97%) Land $54,118 Building $109,054 | $489,516 (+30.97%) Land $162,354 Building $327,162 |
| 2022 | $7,339.00 Homeowner's exemption Senior Citizen's exemption | $124,590 Land $40,990 Building $83,600 | $373,770 Land $122,970 Building $250,800 |
Source: FEMA National Flood Hazard Layer, DuPage County (17043C), updated September 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 07-14-413-019 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,514 sqft Living Area |
| 1st Floor | 1,426 sqft 1st Floor |
| 2nd Floor | 338 sqft 2nd Floor |
| Basement Area | 750 sqft Basement |
| Finished Basement | 750 sqft Finished |
| Stories | 4 Stories |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Split Level Style |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Lot Area | 10,019 sqft (0.23 acres) |
| Depth X Width | 14.3 ft x 7 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 321 S RIVER RD |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60540-5038 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WILL-O-WAY PARK UNIT 2 |
| Legal Subdivision | WILL-O-WAY PARK |
| Legal Lot Number | 158 |
| Legal Unit | 2 |
| Jurisdiction | DU PAGE IL |
| Minor Civil Division | NAPERVILLE |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 846519 |
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