DuPage County property record for 309 S River Rd, Naperville, IL 60540 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Architecture Style | Split Level |
| Year Built | Built 1970 |
| Square Footage | 2,930 sqft Living Area |
| Lot Size | 10,454 sqft (0.24 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $10,389.00 (2025) |
Source: DuPage County records · APN 07-14-413-017
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 309 S RIVER RD, NAPERVILLE, IL 60540-5038 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA |
| May 17, 2019 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 309 S RIVER RD, NAPERVILLE, IL 60540-5038 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000047810 |
|---|---|
| Date | May 16, 2017 |
| Instrument | R2017-047810 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2032 |
| Rate | 3.62% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 309 S RIVER RD, NAPERVILLE, IL 60540-5038 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000037893 |
|---|---|
| Date | May 17, 2019 |
| Instrument | R2019-037893 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 15, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Naperville Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,389.00 (+18.03%) | $186,190 (+30.91%) Land $54,118 Building $132,072 | $558,570 (+30.91%) Land $162,354 Building $396,216 |
| 2022 | $8,802.00 Homeowner's exemption | $142,230 Land $40,990 Building $101,240 | $426,690 Land $122,970 Building $303,720 |
Source: FEMA National Flood Hazard Layer, DuPage County (17043C), updated September 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 07-14-413-017 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,930 sqft Living Area |
| Gross Area | 3,606 sqft Gross Area |
| 1st Floor | 1,842 sqft 1st Floor |
| 2nd Floor | 338 sqft 2nd Floor |
| Basement Area | 1,426 sqft Basement |
| Finished Basement | 750 sqft Finished |
| Unfinished Basement | 676 sqft Unfinished |
| Stories | 4 Stories |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Split Level Style |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Lot Area | 10,454 sqft (0.24 acres) |
| Depth X Width | 14.3 ft x 7.2 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 309 S RIVER RD |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60540-5038 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WILL-O-WAY PARK UNIT 2 |
| Legal Subdivision | WILL-O-WAY PARK |
| Legal Lot Number | 2 |
| Legal Unit | 2 |
| Jurisdiction | DU PAGE IL |
| Minor Civil Division | NAPERVILLE |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 846519 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures