321 S Pointe Ave, South Elgin, IL 60177 Property Records

Kane County property record for 321 S Pointe Ave, South Elgin, IL 60177

Property Summary

Property Type	Single Family Home
Details	built 2023
Owner	Individual Name on File
Last Sale	$448,000 (Aug 2023)
Tax Bill	$9,987 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-36-380-050`

Property Details

APN / Parcel Number

Primary APN	`06-36-380-050`

Exterior

Year Built	Built 2023

Location & Zoning

Street Address	321 S POINTE AVE
City	SOUTH ELGIN
State	IL
Zip	60177-3148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH POINTE 1ST RESUB LT 118
Legal Subdivision	SOUTH POINTE 1ST RESUB
Legal Block	2
Legal Lot Number	118
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2029
Census Tract	851801

Owner

321 S Pointe Ave is owned and occupied by an individual who bought it in August 2023.

Source: Kane County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	481 NICOLE DR, A, BARTLETT, IL 60103-1908
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 16, 2021	Special Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2023 · Amount on File
Deed Sale	Aug 24, 2023 · Amount on File
Prior Sale	Dec 16, 2021 · Amount on File
Deed Document Number	202329148
Record Updated	Oct 29, 2026

August 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 24, 2023
Property Address	321 S POINTE AVE, SOUTH ELGIN, IL 60177-3148
Document Number	0000029148
Map Reference	DOC 2018K0
Instrument Date	Aug 14, 2023
Instrument	2023K029148
Transaction Type	Transfer
Record Updated	Aug 31, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$448.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 NICOLE DR APT A, A, BARTLETT, IL 60103-1908

Mortgage

Document Number	0000029149
Date	Aug 24, 2023
Instrument	2023K029149

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.49%

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 16, 2021
Property Address	321 S POINTE AVE, SOUTH ELGIN, IL 60177-3148
Document Number	0000093562
Instrument Date	Dec 2, 2021
Instrument	2021K093562
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$1,266.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1141 E MAIN ST STE 108, 108, EAST DUNDEE, IL 60118-2440
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 321 S Pointe Ave was $9,987 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	South Elgin Village
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,987.00	$143,396 (+8.57%) Land $40,165 Building $103,231	$430,360 (+8.57%) Land $120,543 Building $309,817
2024		$132,077 Land $36,995 Building $95,082	$396,390 Land $111,029 Building $285,360
2022	$202.00 (+5.76%)	$2,355 (+6.95%) Land $2,355	$7,065 (+6.95%) Land $7,065
2021	$191.00	$2,202 Land $2,202	$6,606 Land $6,606

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 321 S Pointe Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Jul 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 S Pointe Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ELGIN serves 23,648 people · EPA ID IL0890800
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Barium not recorded as resolved · Apr 2026
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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