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313 S Pointe Ave, South Elgin, IL 60177 Property Records

Kane County property record for 313 S Pointe Ave, South Elgin, IL 60177

Property Summary

Property TypeSingle Family Home
Owner2 Individual Names on File
Last Sale$511,000 (Sep 2023)
Tax Bill$12,483 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Dec 2021 Sale
Flood ZoneZone X (minimal risk)
APN06-36-380-052

Property Details

APN / Parcel Number

Primary APN06-36-380-052

Location & Zoning

Street Address313 S POINTE AVE
CitySOUTH ELGIN
StateIL
Zip60177-3148
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH POINTE 1ST RESUB LT 116
Legal SubdivisionSOUTH POINTE 1ST RESUB
Legal Block2
Legal Lot Number116
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2029
Census Tract851801

Owner

313 S Pointe Ave is owned by two individuals who bought it in September 2023.

Source: Kane County records, as of July 21, 2026

Owner of Record2 Individual Names on File
Mailing Address1228 OAK RIDGE DR, STREAMWOOD, IL 60107-2172
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2023Special Warranty Deed, Transfer · Conventional Mortgage
LENNAR MORTGAGE LLC
Dec 16, 2021Special Warranty Deed, Transfer
E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 2023 · Amount on File
Deed SaleSep 25, 2023 · Amount on File
Prior SaleDec 16, 2021 · Amount on File
Deed Document Number202333241
Record UpdatedSep 20, 2026

September 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionKANE IL
Recording DateSep 25, 2023
Property Address313 S POINTE AVE, SOUTH ELGIN, IL 60177-3148
Document Number0000033241
Map ReferenceDOC 2018K026146
Instrument DateAug 31, 2023
Instrument2023K033241
Transaction TypeTransfer
Record UpdatedOct 4, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$511.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1228 OAK RIDGE DR, STREAMWOOD, IL 60107-2172

Mortgage

Document Number0000033242
DateSep 25, 2023
Instrument2023K033242
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2053
Interest
Rate TypeFixed Rate
Rate4.99%

December 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionKANE IL
Recording DateDec 16, 2021
Property Address313 S POINTE AVE, SOUTH ELGIN, IL 60177-3148
Document Number0000093562
Instrument DateDec 2, 2021
Instrument2021K093562
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount on Record
Tax$1,266.50
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1141 E MAIN ST STE 108, 108, EAST DUNDEE, IL 60118-2440
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 313 S Pointe Ave was $12,483.

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalitySouth Elgin Village
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,483.00
2024$163,255 Land $36,995 Building $126,260$489,961 Land $111,029 Building $378,932
2022$276.00 (+5.75%)$3,223 (+6.97%) Land $3,223$9,669 (+6.97%) Land $9,669
2021$261.00$3,013 Land $3,013$9,039 Land $9,039

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 313 S Pointe Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1983)
Most Recent ClaimJul 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 S Pointe Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH ELGIN
serves 23,648 people · EPA ID IL0890800
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityBarium
not recorded as resolved · Apr 2026
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Metronet, Verizon.

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