321 S Main St, Bluffton, OH 45817 Property Records

Allen County property record for 321 S Main St, Bluffton, OH 45817 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,764 sqft · built 1890
Lot Size	0.402 acres (17,511 sqft)
Owner	2 Individual Names on File
Last Sale	$328,000 (Dec 2024)
Tax Bill	$3,572 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-1206-02-013.000`

Property Details

APN / Parcel Number

Primary APN	`28-1206-02-013.000`
Alternative APN	`A0228120602013000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,764 sqft Living Area
Gross Area	3,666 sqft
1st Floor Area	1,638 sqft
Upper Floors Area	1,126 sqft
Basement Area	742 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	17,511 sqft (0.402 acres)
Lot Dimensions	250 ft deep x 70 ft wide
Garage Type	Detached

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	232 sqft
Deck Area	288 sqft
Patio Area	288 sqft
Canopy	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	321 S MAIN ST
City	BLUFFTON
State	OH
Zip	45817-1041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J H EATONS 7TH ADDITION LOT 306 JOINT TEN FF 70.00
Legal Subdivision	J H EATONS 7TH ADDITION
Legal Lot Number	306
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1039
Census Tract	10100

Owner

Source: Allen County records · APN 28-1206-02-013.000

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	321 S MAIN ST, BLUFFTON, OH 45817-1041
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP
Feb 25, 2022	Deed of Trust, Mortgage SUPERIOR CU
Dec 18, 2024	Survivorship Deed, Transfer · Conventional Mortgage THE FIRST NATIONAL BANK OF PANDORA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 18, 2024 · Amount on Record
Deed Sale	Dec 18, 2024 · Amount on Record
Prior Sale	Oct 08, 2010 · Amount on Record
Deed Document Number	202411662
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	321 S MAIN ST, BLUFFTON, OH 45817-1041
Transaction Type	Mortgage
Record Updated	Mar 06, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8270012030
Date	Aug 27, 2021
Book Page	2021/12030
Instrument	202108270012030

Lender

Name	CHICAGO MORTGAGE SOLUTIONS CORP
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	321 S MAIN ST, BLUFFTON, OH 45817-1041
Transaction Type	Mortgage
Record Updated	Mar 06, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2250002222
Date	Feb 25, 2022
Book Page	2022/2222
Instrument	202202250002222

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Feb 18, 2042

December 2024: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	ALLEN OH
Recording Date	Dec 18, 2024
Property Address	321 S MAIN ST, BLUFFTON, OH 45817-1041
Document Number	12180011662
Book / Page	2024 / 11662
Instrument Date	Dec 12, 2024
Instrument	202412180011662
Transaction Type	Transfer
Record Updated	Mar 06, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 S MAIN ST, BLUFFTON, OH 45817-1041

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	321 S MAIN ST, BLUFFTON, OH 45817-1041

Mortgage

Document Number	12180011663
Date	Dec 18, 2024
Instrument	202412180011663

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 01, 2028
Change Frequency	6 Months
Min Rate At Change	4.37%
Max Rate At Change	10.3%
Index	3-Year CMT
Max Rate	13.3%

Tax Assessment & Valuation

Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,572.00 (-2.56%)	$108,190 (-) Land $12,670 Building $95,520	$309,100 (-) Land $36,200 Building $272,900
2024	$3,666.00 (+11.33%)	$108,190 (+2%) Land $12,670 Building $95,520	$309,100 (+19.99%) Land $36,200 Building $272,900
2023	$3,293.00 (+1.39%)	$90,160 (-) Land $10,570 Building $79,590
2022	$3,248.00 Homeowner's exemption	$90,160 Land $10,570 Building $79,590
2021			$257,600 Land $30,200 Building $227,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allen County (39003C), updated June 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

321 S Main St, Bluffton, OH 45817 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2024: Survivorship Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on S Main St

Nearby Streets

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