Champaign County property record for 321 S Elm Tree Rd, Conover, OH 45317
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,297 sqft · built 1992 |
| Lot Size | 8.19 acres (356,887 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Dec 2015) |
| Tax Bill | $5,568 (2025) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 014999-0 |
| Primary APN | 014999-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,297 sqft Living Area |
| Gross Area | 1,632 sqft |
| 1st Floor Area | 1,644 sqft |
| Basement Area | 240 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Rustic |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 356,887 sqft (8.19 acres) |
| Garage Type | Carport |
| Garage Area | 576 sqft |
| Carport | Carport |
| Carport Area | 576 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 272 sqft |
| Deck Area | Deck Area |
| Patio Area | 32 sqft |
| Balcony Area | 32 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Lean-To | 416 sqft |
| Pole Barn | 1,728 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 014999-0 |
|---|---|
| Street Address | 321 S ELM TREE RD |
| City | CONOVER |
| State | OH |
| Zip | 45317-9626 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | RTS 11-03-36 __ W SIDE SE N OF RR |
| Legal Range | 11W |
| Legal Township | 6N |
| Legal Section | 36 |
| Jurisdiction | CHAMPAIGN OH |
| Township / Civil Division | JOHNSON |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 10200 |
Source: Champaign County assessment roll, as of March 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 S ELM TREE RD, CONOVER, OH 45317-9626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 4, 2015 · Amount on Record |
| Deed Sale | Dec 4, 2015 · Amount on Record |
| Prior Sale | Aug 29, 2012 · Amount on Record |
| Deed Document Number | 20155409 |
| Deed Book / Page | 537 / 1017 |
| Prior Transfer Date | Aug 24, 2012 |
| Prior Transfer Doc | 00508/1141 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Property Address | 321 S ELM TREE RD, CONOVER, OH 45317-9626 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2023 |
| Title Company | HALLMARK TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 00585/1549 |
|---|---|
| Date | May 12, 2022 |
| Book Page | 585/1549 |
| Instrument | 202200002461 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
Source: Champaign County assessment roll, as of March 26, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Champaign County |
| County Subdivision | Johnson Township |
| Unified School District | Graham Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,568.00 (-7.6%) | $168,030 (+19.73%) Land $45,630 Building $122,400 | $480,080 (+19.73%) Land $130,360 Building $349,720 |
| 2024 | $6,026.00 (+29.65%) Homeowner's exemption | $140,340 (+11.11%) Land $18,450 Building $121,890 | |
| 2023 | $4,648.00 (+39.33%) Homeowner's exemption | $126,310 (+39.8%) Land $18,450 Building $107,860 | $400,970 (+11.1%) Land $52,720 Building $348,250 |
| 2022 | $3,336.00 Homeowner's exemption | $90,350 Land $18,450 Building $71,900 | $360,900 Land $52,720 Building $308,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1999) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jan 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Skymesh Fixed Wireless | 50 / 10 |
| NKTELCO - Goldstar Fixed Wireless | 50 / 5 |
| AT&T Fixed Wireless | 25 / 3 |
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