Champaign County property record for 161 S Elm Tree Rd, Conover, OH 45317
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,577 sqft · built 1996 |
| Lot Size | 1.1 acres (48,047 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $134,900 (Sep 2016) |
| Tax Bill | $2,874 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 029086-5 |
| Primary APN | 029086-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,577 sqft Living Area |
| 1st Floor Area | 1,577 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Raised Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Brick |
| Foundation Type | Raised |
| Lot Area | 48,047 sqft (1.1 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 18 sqft |
| Deck Area | 400 sqft |
| Patio Area | 396 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 029086-5 |
|---|---|
| Street Address | 161 S ELM TREE RD |
| City | CONOVER |
| State | OH |
| Zip | 45317-9626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RTS 11-03-36 __ SW COR NE 1/4 |
| Legal Range | 11W |
| Legal Township | 6N |
| Legal Section | 36 |
| Jurisdiction | CHAMPAIGN OH |
| Township / Civil Division | JOHNSON |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 10200 |
Source: Champaign County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 161 S ELM TREE RD, CONOVER, OH 45317-9626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK |
| Jan 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2016 · Amount on Record |
| Deed Sale | Sep 8, 2016 · Amount on Record |
| Prior Sale | Dec 13, 2004 · Amount on Record |
| Deed Document Number | 20163798 |
| Deed Book / Page | 543 / 2539 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Recording Date | Apr 14, 2026 |
| Property Address | 161 S ELM TREE RD, CONOVER, OH 45317-9626 |
| Document Number | 0000001463 |
| Book / Page | 605 / 2938 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 20261463 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 161 S ELM TREE RD, CONOVER, OH 45317-9626 |
| Document Number | 0000001463, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 605/2938 |
| Instrument | 20261463 |
| Name | UNION SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 2, 2036 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Property Address | 161 S ELM TREE RD, CONOVER, OH 45317-9626 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 575/4610 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 575/4610 |
| Instrument | 202100000338 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2036 |
Source: Champaign County assessment roll, as of March 26, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Champaign County |
| County Subdivision | Johnson Township |
| Unified School District | Graham Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,874.00 (-7.65%) | $87,400 (+29.98%) Land $10,570 Building $76,830 | $249,710 (+29.97%) Land $30,190 Building $219,520 |
| 2024 | $3,112.00 (+26.3%) Homeowner's exemption | $67,240 (-) Land $7,730 Building $59,510 | |
| 2023 | $2,464.00 (-0.2%) Homeowner's exemption | $67,240 (-) Land $7,730 Building $59,510 | $192,130 (-) Land $22,090 Building $170,040 |
| 2022 | $2,469.00 Homeowner's exemption | $67,240 Land $7,730 Building $59,510 | $192,130 Land $22,090 Building $170,040 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1999) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jan 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures