Orange County property record for 321 Ruby Rd, Rancho Mission Viejo, CA 92694 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Individual Names on File |
| Last Sale | $1,462,500 (Mar 2025) |
| Tax Bill | $13,379 (2025) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 125-532-27 |
| Primary APN | 125-532-27 |
|---|
| Street Address | 321 RUBY RD |
|---|---|
| City | LADERA RANCH |
| State | CA |
| Zip | 92694-1749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 19185 BLK LOT 27 |
| Legal Subdivision | TRACT NO. 19185 |
| Legal Tract | 19185 |
| Legal Lot Number | 27 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | MISSION VIEJO |
| Census Block Group | 6 |
| Census Block | 6001 |
| Census Tract | 32066 |
Source: Orange County records · APN 125-532-27
Assessment roll updated August 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 321 RUBY RD, LADERA RANCH, CA 92694-1749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 20, 2025 · Amount on Record |
| Deed Sale | Mar 20, 2025 · Amount on Record |
| Deed Document Number | 202586205 |
| Prior Transfer Date | Aug 16, 2024 |
| Prior Transfer Doc | 0000086204 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | May 26, 2026 |
| Property Address | 321 RUBY RD, RANCHO MISSION VIEJO, CA 92694-1749 |
| Document Number | 0000149486 |
| Instrument Date | May 06, 2026 |
| Instrument | 2026149486 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 321 RUBY RD, RANCHO MISSION VIEJO, CA 92694-1749 |
| Document Number | 0000149486, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 2026149486 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Orange County records · Assessment roll updated August 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Unified School District | Capistrano Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,491,468 (+280.07%) Land $915,564 Building $575,904 | |
| 2025 | $13,379.00 | $392,420 Land $392,420 |
Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590320666, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | High above 83% of the US · above 62% of California |
|---|---|
| Wildfire Likelihood | About 1 in 113 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 29 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Cox Communications | Fiber | 2,000 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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