148 Ruby Rd, Rancho Mission Viejo (Ladera Ranch), CA 92694 Property Records

Orange County property record for 148 Ruby Rd, Rancho Mission Viejo, CA 92694 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,223 sqft · built 2024
Lot Size	0.042 acres (1,833 sqft)
Owner	2 Individual Names on File
Last Sale	$1,264,000 (Sep 2024)
Tax Bill	$22,099 (2025)
Deeds & Mortgages	Sep 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`125-531-22`

Property Details

APN / Parcel Number

Primary APN	`125-531-22`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,223 sqft Living Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	1,833 sqft (0.042 acres)
Garage Area	545 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	148 RUBY RD
City	RANCHO MISSION VIEJO
State	CA
Zip	92694-1750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 19185 BLK LOT 56
Legal Subdivision	TRACT NO. 19185 AS SHOWN ON
Legal Tract	19185
Legal Lot Number	56
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	6
Census Block	6001
Census Tract	32066

Owner

Source: Orange County records · APN 125-531-22

Assessment roll updated August 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	148 RUBY RD, RANCHO MISSION VIEJO, CA 92694-1750
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 20, 2024 · Amount on Record
Deed Sale	Sep 20, 2024 · Amount on Record
Deed Document Number	2024243752
Record Updated	Sep 20, 2026

September 2024: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 20, 2024
Property Address	148 RUBY RD, RANCHO MISSION VIEJO, CA 92694-1750
Document Number	0000243752
Map Reference	MB 1006 PG 21-33
Instrument Date	Jun 03, 2024
Instrument	2024000243752
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2025
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	148 RUBY RD, RANCHO MISSION VIEJO, CA 92694-1750

Mortgage

Document Number	0000243753
Date	Sep 20, 2024
Instrument	2024000243753

Lender

Name	BARRETT FINANCIAL GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2054

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated August 4, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,288,779 (+2%) Land $737,746 Building $551,033
2025	$22,099.00 Homeowner's exemption	$1,263,509 Land $723,280 Building $540,229

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590320666, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	High above 83% of the US · above 62% of California
Wildfire Likelihood	About 1 in 113 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.