Herkimer County and Russia Town property record for 321 Roberts Rd, Cold Brook, NY 13324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,376 sqft · built 2005 |
| Lot Size | 25 acres (1,089,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,598 (2025) |
| Deeds & Mortgages | Jun 2022 Refinance |
| APN | 214489 077.4-1-32.4 |
| Primary APN | 214489 077.4-1-32.4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,376 sqft Living Area |
| 1st Floor Area | 1,188 sqft |
| 2nd Floor Area | 1,188 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,089,000 sqft (25 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Wood |
| Street Address | 321 ROBERTS RD |
|---|---|
| City | COLD BROOK |
| State | NY |
| Zip | 13324-3738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 46 |
| Legal Block | 1 |
| Legal Lot Number | 32.400 |
| Jurisdiction | HERKIMER NY |
| Township / Civil Division | RUSSIA |
| Census Block Group | 1 |
| Census Block | 1076 |
| Census Tract | 11504 |
Source: Herkimer County and Russia Town records · APN 214489 077.4-1-32.4
Assessment roll updated May 1, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 321 ROBERTS RD, COLD BROOK, NY 13324-3738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jul 22, 1998 |
| Transfer Doc | 0853000405 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 321 ROBERTS RD, COLD BROOK, NY 13324-3738 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | RP20223108 |
|---|---|
| Date | Jun 07, 2022 |
| Instrument | RP2022-3108 |
| Name | GPO FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
Source: Herkimer County and Russia Town records · Assessment roll updated May 1, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Herkimer County |
| County Subdivision | Russia Town |
| Unified School District | Poland Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,598.00 (-32.07%) | $206,000 (-) Land $42,900 Building $163,100 | $286,509 (+4.31%) Land $59,666 Building $226,843 |
| 2023 | $206,000 Land $42,900 Building $163,100 | $274,667 Land $57,200 Building $217,467 | |
| 2020 | $6,769.00 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| The Middleburgh Telephone Company Fiber | 500 / 100 |
Based on FCC filings for 4 locations within half a mile of this property.
4G LTE (outdoors only), no 5G reported
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