Herkimer County and Russia Town property record for 298 Roberts Rd, Cold Brook, NY 13324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,672 sqft · built 2001 |
| Lot Size | 32 acres (1,393,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $95,900 (Dec 2013) |
| Tax Bill | $1,972 (2026) |
| Deeds & Mortgages | Mar 2022 Refinance Jan 2020 Sale |
| APN | 214489 077.4-1-32.5 |
| Primary APN | 214489 077.4-1-32.5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,672 sqft Living Area |
| 1st Floor Area | 1,672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 1,393,920 sqft (32 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 298 ROBERTS RD |
|---|---|
| City | COLD BROOK |
| State | NY |
| Zip | 13324-3735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 32.500 |
| Jurisdiction | HERKIMER NY |
| Township / Civil Division | RUSSIA |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 11504 |
298 Roberts Rd is owned and occupied by an individual who acquired it in January 2020.
Source: Herkimer County and Russia Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 298 ROBERTS RD, COLD BROOK, NY 13324-3735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SOURCE FEDERAL CREDIT UNION |
| Jan 29, 2020 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 10, 2013 · Amount on File |
| Deed Sale | Dec 10, 2013 · Amount on File |
| Deed Book / Page | 1513 / 870 |
| Last Transfer Date | Jan 3, 2020 |
| Transfer Doc | 0002020445 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 298 ROBERTS RD, COLD BROOK, NY 13324-3735 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2022 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | RP20221517 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | RP2022-1517 |
| Name | FIRST SOURCE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Apr 1, 2032 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HERKIMER NY |
| Recording Date | Jan 29, 2020 |
| Property Address | 298 ROBERTS RD, COLD BROOK, NY 13324-3735 |
| Document Number | 0002020445 |
| Instrument Date | Jan 3, 2020 |
| Instrument | 2020-445 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 298 ROBERTS RD, COLD BROOK, NY 13324-3735 |
The 2026 property tax bill for 298 Roberts Rd was $1,972 with exemptions applied, down 0.3% from the year before.
Source: Herkimer County and Russia Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Herkimer County |
| County Subdivision | Russia Town |
| Unified School District | Poland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,972.00 (-0.3%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | ||
| 2025 | $1,978.00 | $95,900 Land $48,500 Building $47,400 | $133,380 Land $67,455 Building $65,925 |
| 2023 | $95,900 Land $48,500 Building $47,400 | $127,867 Land $64,667 Building $63,200 | |
| 2020 | $1,538.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 298 Roberts Rd; 3 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 298 Roberts Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, as of December 31, 2025
4G LTE (outdoors only), no 5G reported
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