321 Rivers Edge Access Rd, Jefferson, NC 28640 Property Records

Ashe County property record for 321 Rivers Edge Access Rd, Jefferson, NC 28640

Property Summary

Property Type	Single Family Home
Details	1,879 sqft · built 2002
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$222,500 (Sep 2018)
Tax Bill	$2,032 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09302-240-036`

Property Details

APN / Parcel Number

Primary APN	`09302-240-036`
Alternative APNs	`092997026220` `103160`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,879 sqft Heated Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Rustic
Lot Area	30,056 sqft (0.69 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	103160
Old Parcel Number	09302240036
Street Address	321 RIVERS EDGE ACCESS RD
City	JEFFERSON
State	NC
Zip	28640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.69 A LOT 36 OFF 88 (PRIVATE) FROM JOEL H BROWN &A
Legal Subdivision	NEW RIVER ESTATES
Legal Lot Number	36
Jurisdiction	ASHE NC
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3019
Census Tract	970501

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	387 SILVER RIDGE DR, LEXINGTON, NC 27292-8309
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 28, 2018	Warranty Deed, Transfer · ARM STATE EMPLOYEES CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2018 · Amount on Record
Deed Sale	Sep 28, 2018 · Amount on Record
Prior Sale	Aug 22, 2006 · Amount on Record
Deed Document Number	20184427
Deed Book / Page	495 / 377
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	333 RIVERS EDGE ACCESS RD, JEFFERSON, NC 28640-9854
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00524/1190
Date	Mar 11, 2021
Book Page	524/1190
Instrument	1422

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Sep 28, 2018
Property Address	333 RIVERS EDGE ACCESS RD, JEFFERSON, NC 28640-9854
Document Number	000495/377
Book / Page	495 / 377
Instrument Date	Sep 26, 2018
Instrument	000000004427
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	387 SILVER RIDGE DR, LEXINGTON, NC 27292-8309
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000495/0000000379
Date	Sep 28, 2018
Book Page	0000000495/0000000379
Instrument	000000004428

Lender

Name	STATE EMPLOYEES CREDIT UNION
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Oct 1, 2023
Index	Other

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,032.00	$404,100 (-) Land $20,000 Building $384,100	$404,100 (-) Land $20,000 Building $384,100
2025	$2,032.00 (+6.33%)	$404,100 (-) Land $20,000 Building $384,100	$404,100 (-) Land $20,000 Building $384,100
2023	$1,911.00 (+39.08%)	$404,100 (+77.94%) Land $20,000 Building $384,100	$404,100 (+77.94%) Land $20,000 Building $384,100
2022	$1,374.00	$227,100 Land $20,000 Building $207,100	$227,100 Land $20,000 Building $207,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rivers Edge Access Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures