284 Rivers Edge Access Rd, Jefferson, NC 28640 Property Records

Ashe County property record for 284 Rivers Edge Access Rd, Jefferson, NC 28640

Property Summary

Property TypeSingle Family Home
Details905 sqft · built 1998
Lot Size0.52 acres (22,651 sqft)
OwnerIndividual Name on File
Last Sale$328,000 (Jul 2026)
Tax Bill$1,110 (2026)
Deeds & MortgagesJul 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09302-240-018

Property Details

APN / Parcel Number

Primary APN09302-240-018
Alternative APNs
  • 092997024356
  • 103270

Interior

Plumbing Fixtures8 Plumbing Fixtures
Building Area905 sqft Heated Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleRustic
Lot Area22,651 sqft (0.52 acres)

Location & Zoning

Account Number103270
Old Parcel Number09302240018
Street Address284 RIVERS EDGE ACCESS RD
CityJEFFERSON
StateNC
Zip28640
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.52 A LOT 18 OFF 88 (PRIVATE) FROM JOEL H BROWN &A
Legal SubdivisionNEW RIVER ESTATES
Legal Lot Number18
JurisdictionASHE NC
Township / Civil DivisionJEFFERSON
Census Block Group3
Census Block3019
Census Tract970501

Owner

284 Rivers Edge Access Rd is owned by an individual who bought it in July 2026.

Source: Ashe County records, as of September 3, 2026

Owner of RecordIndividual Name on File
Mailing Address1101 CARAWAY LN, INDIAN TRAIL, NC 28079-5639
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 15, 2026 · Amount on File
Deed SaleJul 15, 2026 · Amount on File
Deed Document Number20263259
Deed Book / Page586 / 2471
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionASHE NC
Recording DateJul 15, 2026
Property Address284 RIVERS EDGE ACCESS RD, JEFFERSON, NC 28640
Document Number0000003259
Book / Page586 / 2471
Instrument DateJul 15, 2026
Instrument20263259
Transaction TypeTransfer
Record UpdatedJul 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$66,256.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1101 CARAWAY LN, INDIAN TRAIL, NC 28079-5639

Mortgage

Document Number0000003260,
DateJul 15, 2026
Instrument20263260
Lender
NameLOAN STORE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2026 property tax bill for 284 Rivers Edge Access Rd was $1,110.

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAshe County
Unified School DistrictAshe County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,110.00$220,700 (-) Land $15,000 Building $205,700$220,700 (-) Land $15,000 Building $205,700
2025$1,110.00$220,700 Land $15,000 Building $205,700$220,700 Land $15,000 Building $205,700
2023$1,043.00$220,700 Land $15,000 Building $205,700$220,700 Land $15,000 Building $205,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 284 Rivers Edge Access Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 284 Rivers Edge Access Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 66% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rivers Edge Access Rd

Nearby Streets

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