Chemung County and Chemung Town property record for 321 River Rd, Waverly, NY 14892 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,064 sqft · built 1960 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | Individual Name on File |
| Last Sale | $55,000 (Jan 2017) |
| Tax Bill | $1,505 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage Jan 2017 Sale |
| APN | 072800 135.00-1-18 |
| Primary APN | 072800 135.00-1-18 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Game Room | Game Room |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 60,984 sqft (1.4 acres) |
| Porch | Patio |
| Porch Area | 644 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00700000 |
|---|---|
| Street Address | 321 RIVER RD |
| City | WAVERLY |
| State | NY |
| Zip | 14892-9830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 18.000 |
| Jurisdiction | CHEMUNG NY |
| Township / Civil Division | CHEMUNG |
| Census Block Group | 2 |
| Census Block | 2067 |
| Census Tract | 11000 |
Source: Chemung County and Chemung Town records · APN 072800 135.00-1-18
Assessment roll updated April 16, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 RIVER RD, WAVERLY, NY 14892-9830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2018 | Deed of Trust, Mortgage VISIONS FEDERAL CREDIT UNION |
| Jan 05, 2017 | Deed, Transfer FREDERICK XLANDER, FREDERICK LUTHER |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 05, 2017 · Amount on Record |
| Deed Sale | Jan 05, 2017 · Amount on Record |
| Deed Book / Page | 20170 / 291 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Property Address | 321 RIVER RD, WAVERLY, NY 14892-9830 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2018 |
| Name | Verified Name |
|---|
| Document Number | 201814798 |
|---|---|
| Date | Jun 26, 2018 |
| Instrument | 201814798 |
| Name | VISIONS FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 355 Months |
| Due | Jan 01, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Recording Date | Jan 05, 2017 |
| Property Address | 321 RIVER RD, WAVERLY, NY 14892-9830 |
| Document Number | 0000020170/0000000291 |
| Book / Page | 0000020170 / 0000000291 |
| Instrument Date | Dec 20, 2016 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Title Company | FREDERICK XLANDER, FREDERICK LUTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 RIVER RD, WAVERLY, NY 14892-9830 |
Source: Chemung County and Chemung Town records · Assessment roll updated April 16, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chemung County |
| County Subdivision | Chemung Town |
| Unified School District | Waverly Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,505.00 | $57,750 (-) Land $22,350 Building $35,400 | $78,000 (+24.26%) Land $30,187 Building $47,813 |
| 2023 | $57,750 Land $22,350 Building $35,400 | $62,772 Land $24,294 Building $38,478 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360150110002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|---|
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force 3 of 5 on primary residences |
| Nearby Flood Claims | 2 (1996) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 1996, rainfall accumulation, Severe Storms And Flooding |
| Flood Events |
|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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