321 River Laurel Dr, Belleville, IL 62220 Property Records

St. Clair County property record for 321 River Laurel Dr, Belleville, IL 62220

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,520 sqft · built 2007
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$208,000 (Oct 2021)
Tax Bill	$7,563 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Mar 2019 Sale & Mortgage
APN	`08-34-0-319-021`

Property Details

APN / Parcel Number

Primary APN	`08-34-0-319-021`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,520 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	280 sqft
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	321 RIVER LAUREL DR
City	BELLEVILLE
State	IL
Zip	62220-3294
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REUNION PHASE 3 LOT 223 A02720160
Legal Subdivision	REUNION
Legal Phase	3
Legal Block	319
Legal Lot Number	223
Jurisdiction	ST CLAIR IL
Township / Civil Division	BELLEVILLE
Census Block Group	3
Census Block	3042
Census Tract	503304

Owner

321 River Laurel Dr is owned and occupied by an individual who bought it in October 2021.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	321 RIVER LAUREL DR, BELLEVILLE, IL 62220-3294
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 1, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2021 · Amount on File
Deed Sale	Oct 5, 2021 · Amount on File
Prior Sale	Mar 1, 2019 · Amount on File
Deed Document Number	20212720160
Prior Transfer Date	Mar 6, 2014
Prior Transfer Doc	00A2407810
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 5, 2021
Property Address	321 RIVER LAUREL DR, BELLEVILLE, IL 62220-3294
Document Number	A02720160
Instrument Date	Oct 5, 2021
Instrument	A02720160
Transaction Type	Transfer
Record Updated	Oct 20, 2021
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$312.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	321 RIVER LAUREL DR, BELLEVILLE, IL 62220-3294

Mortgage

Document Number	A02720161
Date	Oct 5, 2021
Instrument	A02720161

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 1, 2019
Property Address	321 RIVER LAUREL DR, BELLEVILLE, IL 62220-3294
Document Number	00A2605423
Instrument Date	Feb 28, 2019
Instrument	2605423
Transaction Type	Transfer
Record Updated	Mar 21, 2019
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$213.75
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	321 RIVER LAUREL DR BELLEVILLE IL 622203294, BELLEVILLE, IL 62220-3294

Mortgage

Document Number	A2605424
Date	Mar 1, 2019
Instrument	2605424

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 28, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 321 River Laurel Dr was $7,563.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Belleville City
County	St. Clair County
Elementary School District	Belleville School District 118 (PK - 08)
Secondary School District	Belleville Township High School District 201 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,563.00	$87,879 Land $13,001 Building $74,878	$263,637 Land $39,003 Building $224,634
2022		$63,694 Land $10,814 Building $52,880	$191,082 Land $32,442 Building $158,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 321 River Laurel Dr; there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 321 River Laurel Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Wisper ISP.

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