313 River Laurel Dr, Belleville, IL 62220 Property Records

St. Clair County property record for 313 River Laurel Dr, Belleville, IL 62220

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,360 sqft · built 2007
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Feb 2023)
Tax Bill	$6,555 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Apr 2020 Sale & Mortgage
APN	`08-34-0-319-019`

Property Details

APN / Parcel Number

Primary APN	`08-34-0-319-019`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,360 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	313 RIVER LAUREL DR
City	BELLEVILLE
State	IL
Zip	62220-3294
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REUNION PHASE 3 LOT 221 A02774255
Legal Subdivision	REUNION
Legal Phase	3
Legal Block	319
Legal Lot Number	221
Jurisdiction	ST CLAIR IL
Township / Civil Division	BELLEVILLE
Census Block Group	3
Census Block	3042
Census Tract	503304

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	313 RIVER LAUREL DR, BELLEVILLE, IL 62220-3294
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Warranty Deed, Transfer · Conventional Mortgage TOGETHER CU
Apr 15, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2023 · Amount on Record
Deed Sale	Feb 22, 2023 · Amount on Record
Prior Sale	Apr 15, 2020 · Amount on Record
Deed Document Number	20232774255
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Feb 22, 2023
Property Address	313 RIVER LAUREL DR, BELLEVILLE, IL 62220-3294
Document Number	0A02774255
Map Reference	PL 106 PG 27
Instrument Date	Feb 21, 2023
Instrument	A02774255
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	313 RIVER LAUREL DR, BELLEVILLE, IL 62220-3294

Mortgage

Document Number	0A02774256
Date	Feb 22, 2023
Instrument	A02774256

Lender

Name	TOGETHER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.1%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2030
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	11.1%
Index	1-Year CMT
Max Rate	11.1%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 15, 2020
Property Address	313 RIVER LAUREL DR, BELLEVILLE, IL 62220-3294
Document Number	00A2648195
Instrument Date	Apr 14, 2020
Instrument	2648195
Transaction Type	Transfer
Record Updated	May 7, 2020
Title Company	PRO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$231.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6529 SEMMES LN DAYTON OH 454247118, DAYTON, OH 45424-7118

Mortgage

Document Number	A2648196
Date	Apr 15, 2020
Instrument	2648196

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Belleville City
County	St. Clair County
Elementary School District	Belleville School District 118 (PK - 08)
Secondary School District	Belleville Township High School District 201 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,555.00	$76,171 (+38.7%) Land $8,547 Building $67,624	$228,513 (+38.7%) Land $25,641 Building $202,872
2022		$54,916 Land $7,109 Building $47,807	$164,748 Land $21,327 Building $143,421

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Wisper ISP.

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