321 River Bend Dr, Loudon, TN 37774 Property Records

Loudon County property record for 321 River Bend Dr, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,494 sqft · built 1977
Lot Size	0.363 acres (15,825 sqft)
Owner	Individual Name on File
Last Sale	$389,100 (Jun 2025)
Tax Bill	$1,938 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`033J-A-035.00`

Property Details

APN / Parcel Number

Primary APN	`033J-A-035.00`
Alternative APNs	`033J A 03500 000033P` `01033PA033J03500` `053033J A 03500`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,494 sqft Living Area
Gross Area	3,152 sqft
1st Floor Area	1,276 sqft
Basement Area	1,218 sqft
Finished Basement	1,218 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2006
Architectural Style	Custom Design
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,825 sqft (0.363 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	20 sqft
Deck Area	360 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	321 RIVER BEND DR
City	LOUDON
State	TN
Zip	37774-6626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-S
Legal Description	LAKEVIEW HGHTS UNIT 1 LOT: 65 01 036N A 036L 03400 000 100X150
Legal Subdivision	LAKEVIEW HGHTS UNIT 1
Legal Lot Number	65
Jurisdiction	LOUDON TN
Township / Civil Division	1
Census Block Group	1
Census Block	1010
Census Tract	60600

Owner

321 River Bend Dr is owned and occupied by an individual who bought it in June 2025.

Source: Loudon County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	321 RIVER BEND DR, LOUDON, TN 37774-6626
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Line of Credit KNOXVILLE TVA EMP CREDIT UNION
Apr 21, 2022	Warranty Deed, Transfer · Line of Credit CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2025 · Amount on File
Deed Sale	Jun 9, 2025 · Amount on File
Prior Sale	Apr 21, 2022 · Amount on File
Deed Document Number	20255081
Deed Book / Page	485 / 638
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Recording Date	May 18, 2026
Property Address	321 RIVER BEND DR, LOUDON, TN 37774-6626
Document Number	0T1793/898
Book / Page	1793 / 898
Instrument Date	May 18, 2026
Instrument	20264505
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 RIVER BEND DR, LOUDON, TN 37774-6626

Mortgage

Document Number	0000004505,
Date	May 18, 2026
Book Page	1793/898
Instrument	20264505

Lender

Name	KNOXVILLE TVA EMP CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 25, 2051

Interest

Rate	6.99%
Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Apr 21, 2022
Property Address	321 RIVER BEND DR, LOUDON, TN 37774-6626
Document Number	0D0448/160
Book / Page	D0448 / 160
Map Reference	CAB B SL 23
Instrument Date	Apr 20, 2022
Instrument	22004868
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ADMIRAL TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$629.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110022 KINGSTON PIKE #203 # 203, 203, KNOXVILLE, TN 37934
Investor	Possibly a Property Investor

Mortgage

Document Number	0022004869
Date	Apr 21, 2022
Instrument	22004869

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Apr 20, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 321 River Bend Dr was $1,938, up 16.3% from the year before.

Source: Loudon County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Municipality	Loudon City
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,938.00 (+16.33%)	$65,525 (+16.33%) Land $6,450 Building $59,075	$262,100 Land $25,800 Building $236,300
2024	$1,666.00	$56,325 (-) Land $6,450 Building $49,875
2023		$56,325 (-) Land $6,450 Building $49,875
2022	$619.00	$56,325 Land $6,450 Building $49,875	$225,300 (-14.04%) Land $25,800 Building $199,500
2021			$262,100 Land $25,800 Building $236,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 321 River Bend Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 River Bend Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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