319 River Bend Dr, Loudon, TN 37774 Property Records

Loudon County property record for 319 River Bend Dr, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,912 sqft · built 1978
Lot Size	0.362 acres (15,756 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Dec 2022)
Tax Bill	$1,482 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`033J-A-036.00`

Property Details

APN / Parcel Number

Primary APN	`033J-A-036.00`
Alternative APNs	`033J A 03600 000033P` `01033PA033J03600` `053033J A 03600`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,912 sqft Living Area
Gross Area	2,512 sqft
1st Floor Area	1,304 sqft
Basement Area	608 sqft
Finished Basement	608 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2001
Architectural Style	L-Shape
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,756 sqft (0.362 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	36 sqft
Deck Area	Deck Area
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	319 RIVER BEND DR
City	LOUDON
State	TN
Zip	37774-6626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-S
Legal Description	LAKEVIEW HGHTS UNIT 1 LOT: 64 01 036N A 036L 03500 000 80X150 IRR
Legal Subdivision	LAKEVIEW HGHTS UNIT 1
Legal Lot Number	64
Jurisdiction	LOUDON TN
Township / Civil Division	1
Census Block Group	1
Census Block	1010
Census Tract	60600

Owner

Source: Loudon County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	319 RIVER BEND DR, LOUDON, TN 37774-6626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · VA Mortgage E HOME LOANS
Dec 8, 2022	Warranty Deed, Transfer · VA Mortgage HOMETOWN LENDERS INC
Mar 23, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2022 · Amount on Record
Deed Sale	Dec 8, 2022 · Amount on Record
Prior Sale	Feb 9, 2012
Deed Document Number	202213850
Deed Book / Page	456 / 120
Transfer Doc	0289000357
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Recording Date	Jun 25, 2026
Property Address	319 RIVER BEND DR, LOUDON, TN 37774-6626
Document Number	0000006147
Book / Page	1800 / 467
Instrument Date	Jun 15, 2026
Instrument	20266147
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 RIVER BEND DR, LOUDON, TN 37774-6626

Mortgage

Document Number	0000006147,
Date	Jun 25, 2026
Book Page	1800/467
Instrument	20266147

Lender

Name	E HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Dec 8, 2022
Property Address	319 RIVER BEND DR, LOUDON, TN 37774-6626
Document Number	00D456/120
Book / Page	D456 / 120
Map Reference	MB 2 PG I
Instrument	22013850
Transaction Type	Transfer
Record Updated	Dec 20, 2022
Title Company	CERTIFIED LAND TITLE COMPANY, CERTIFIED TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,128.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 RIVER BEND DR, LOUDON, TN 37774-6626

Mortgage

Document Number	0022013851
Date	Dec 8, 2022
Instrument	22013851

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	319 RIVER BEND DR, LOUDON, TN 37774-6626
Transaction Type	Mortgage
Record Updated	Apr 6, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T1518/673
Date	Mar 23, 2021
Book Page	T1518/673
Instrument	21003699

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Loudon County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Municipality	Loudon City
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,482.00 (+67.27%)	$50,125 (-) Land $6,450 Building $43,675	$200,500 (+13.28%) Land $25,800 Building $174,700
2024	$886.00 (+82.3%)	$50,125 (-) Land $6,450 Building $43,675
2023		$50,125 (+13.28%) Land $6,450 Building $43,675
2022	$486.00	$44,250 Land $6,450 Building $37,800	$177,000 (-11.72%) Land $25,800 Building $151,200
2021			$200,500 Land $25,800 Building $174,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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