321 Ridge Bluff Dr, Norman, OK 73071 Property Records

Cleveland County property record for 321 Ridge Bluff Dr, Norman, OK 73071

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,612 sqft · built 1993
Lot Size0.169 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$191,333 (Jul 2020)
Tax Bill$2,990 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNNC29ROYOR 5 11001

Property Details

APN / Parcel Number

Primary APNNC29ROYOR 5 11001
Alternative APN
  • 43584

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,612 sqft Living Area
1st Floor Area1,612 sqft
Attic Area228 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Architectural StyleConventional
Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.169 acres)
Garage TypeAttached
Garage Area420 sqft
PorchPorch
Porch Area128 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number43584
Old Parcel Number43584
Street Address321 RIDGE BLUFF DR
CityNORMAN
StateOK
Zip73071-2130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROYAL OAKS ADDITION REPLAT PRT BLKS 4-5-6-7 LOT 11 BLK 5
Legal Range02W
Legal Township09N
Legal Section27
Legal QuarterSW
Legal SubdivisionROYAL OAKS
Legal Block5
Legal Lot Number11
JurisdictionCLEVELAND OK
Township / Civil DivisionNORMAN
Census Block Group3
Census Block3000
Census Tract201405

Owner

Source: Cleveland County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address321 RIDGE BLUFF DR, NORMAN, OK 73071-2130
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 22, 2020 · Amount on Record
Deed SaleJul 22, 2020 · Amount on Record
Prior SaleFeb 28, 2012 · Amount on Record
Deed Document NumberR 2020 24597
Deed Book / Page6088 / 1309
Record UpdatedJun 8, 2026

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCLEVELAND OK
Recording DateJul 22, 2020
Property Address321 RIDGE BLUFF DR, NORMAN, OK 73071-2130
Document Number0000024597
Book / Page006088 / 001309
Instrument DateJul 17, 2020
Instrument24597
Transaction TypeTransfer
Record UpdatedNov 3, 2020
Title CompanyCLEVELAND COUNTY ABSTRACT AND TITLE COMPANY, CLEVELAND CNTY ABS & TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$267.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address321 RIDGE BLUFF DR NORMAN OK 730712130, NORMAN, OK 73071-2130

Mortgage

Document Number24598
DateJul 22, 2020
Book Page006088/001311
Instrument24598
Lender
NameEVERETT FIN'L
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 21, 2050

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateOklahoma
CountyCleveland County
MunicipalityNorman City
Unified School DistrictNorman Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,990.00 (+10.25%)$24,911 (+10.25%) Land $4,158 Building $20,753$223,421 (+17.18%) Land $37,293 Building $186,128
2023$2,712.00$22,595 Land $4,419 Building $18,176$190,663 Land $37,293 Building $153,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 87% of Oklahoma
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORMAN UTILITIES AUTHORITY
serves 104,868 people · EPA ID OK1020801
Water SourceSurface water
Last State InspectionSep 2022
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
OEC Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

Nearby Properties on Ridge Bluff Dr

Nearby Streets

Search Property Records by Address or Parcel Number