317 Ridge Bluff Dr, Norman, OK 73071 Property Records

Cleveland County property record for 317 Ridge Bluff Dr, Norman, OK 73071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,492 sqft · built 1995
Lot Size	0.169 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$165,500 (Dec 2018)
Tax Bill	$2,457 (2025)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NC29ROYOR 5 10001`

Property Details

APN / Parcel Number

Primary APN	`NC29ROYOR 5 10001`
Alternative APN	`43583`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,492 sqft Living Area
1st Floor Area	672 sqft
2nd Floor Area	820 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Split Level
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Attached
Garage Area	475 sqft

Exterior Amenities

Porch	Porch
Porch Area	32 sqft
Deck Area	Deck Area
Patio Area	181 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	43583
Old Parcel Number	43583
Street Address	317 RIDGE BLUFF DR
City	NORMAN
State	OK
Zip	73071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ROYAL OAKS ADDITION REPLAT PRT BLKS 4-5-6-7 LOT 10 BLK 5
Legal Range	02W
Legal Township	09N
Legal Section	27
Legal Quarter	SW
Legal Subdivision	ROYAL OAKS
Legal Block	5
Legal Lot Number	10
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	3
Census Block	3000
Census Tract	201405

Owner

317 Ridge Bluff Dr is owned and occupied by two individuals who bought it in December 2018.

Source: Cleveland County records, as of February 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	317 RIDGE BLUFF CT, NORMAN, OK 73071-2138
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2018 · Amount on File
Deed Sale	Dec 18, 2018 · Amount on File
Prior Sale	Nov 24, 2015 · Amount on File
Deed Document Number	R 2018 39525
Deed Book / Page	5874 / 0435
Record Updated	Jun 8, 2026

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLEVELAND OK
Recording Date	Dec 18, 2018
Property Address	317 RIDGE BLUFF DR, NORMAN, OK 73071
Document Number	0000039525
Book / Page	005874 / 000435
Instrument Date	Dec 14, 2018
Instrument	39525
Transaction Type	Transfer
Record Updated	Jan 3, 2019
Title Company	CHICAGO TITLE OK

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$248.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	317 RIDGE BLUFF CT NORMAN OK 730712138, NORMAN, OK 73071-2138

Mortgage

Document Number	39526
Date	Dec 18, 2018
Book Page	005874/000436
Instrument	39526

Lender

Name	MCCLAIN BK
Type	Bank
Address	NORMAN, OK 73072

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 317 Ridge Bluff Dr was $2,457 with a homeowner's exemption.

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,457.00 Homeowner's exemption	$21,478 Land $3,782 Building $17,696	$211,784 Land $37,293 Building $174,491
2023	$2,311.00 Homeowner's exemption	$20,245 Land $4,250 Building $15,995	$177,618 Land $37,293 Building $140,325

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 317 Ridge Bluff Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 317 Ridge Bluff Dr is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 87% of Oklahoma
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
OEC Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20