San Joaquin County property record for 321 Ranchero Way, Tracy, CA 95376
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,145 sqft · built 1966 |
| Lot Size | 0.141 acres (6,150 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $229,000 (Apr 2000) |
| Tax Bill | $3,980 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 214-280-130-000 |
| Primary APN | 214-280-130-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,145 sqft Living Area |
| 1st Floor Area | 2,145 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Construction Type | Wood |
| Lot Area | 6,150 sqft (0.141 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 214-280-13 |
|---|---|
| Street Address | 321 RANCHERO WAY |
| City | TRACY |
| State | CA |
| Zip | 95376-1943 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP D1 35-39 LOT 222 |
| Legal Subdivision | CABRILLO PARK 06 |
| Legal Block | 2 |
| Legal Lot Number | 222 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 5310 |
Source: San Joaquin County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 321 RANCHERO WAY, TRACY, CA 95376-1943 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2000 · Amount on Record |
| Deed Sale | Apr 28, 2000 · Amount on Record |
| Deed Document Number | 200046376 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Sep 28, 2026 |
| Property Address | 321 RANCHERO WAY, TRACY, CA 95376-1943 |
| Document Number | 0000087284 |
| Instrument Date | Sep 22, 2026 |
| Instrument | 202687284 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 321 RANCHERO WAY, TRACY, CA 95376-1943 |
| Document Number | 0000087284, |
|---|---|
| Date | Sep 28, 2026 |
| Instrument | 202687284 |
| Name | SOVEREIGN LENDING GROUP INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,980.00 | ||
| 2025 | $3,980.00 (+10.34%) Homeowner's exemption | $351,947 (+4.04%) Land $84,526 Building $267,421 | |
| 2023 | $3,607.00 (+2.09%) Homeowner's exemption | $338,283 Land $81,245 Building $257,038 | $666,450 |
| 2022 | $3,533.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 860 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: AT&T, Ayera Technologies, Matrix Broadband, T-Mobile, Verizon.
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