321 Providence Dr, Brandon, MS 39042 Property Records

Rankin County property record for 321 Providence Dr, Brandon, MS 39042

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,853 sqft · built 2004
Lot Size0.42 acres (18,309 sqft)
OwnerIndividual Name on Record
Last Sale$234,209 (May 2021)
Tax Bill$2,078 (2025)
Deeds & MortgagesJun 2026 Mortgage
May 2021 Transfer
Flood ZoneZone X (minimal risk)
APNI09 000072 00070

Property Details

APN / Parcel Number

Primary APNI09 000072 00070
Alternative APN
  • 60478

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,853 sqft Adjusted Area
1st Floor Area2,210 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialShingle
Lot Area18,309 sqft (0.42 acres)
Deck Area193 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number60478
Street Address321 PROVIDENCE DR
CityBRANDON
StateMS
Zip39042-7906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 CORNERSTONE SUBDIVISION PHASE ONE PART ONE
Legal Range03E
Legal Township05N
Legal Section03
Legal SubdivisionCORNERSTONE SUB
Legal Phase1
Legal Lot Number7
JurisdictionRANKIN MS
Township / Civil Division4
Census Block Group1
Census Block1021
Census Tract20103

Owner

Source: Rankin County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address321 PROVIDENCE DR, BRANDON, MS 39042-7906
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2026Deed of Trust, Mortgage · VA Mortgage
NEW DAY FINANCIAL LLC
May 12, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 12, 2021 · Amount on Record
Deed SaleMay 12, 2021 · Amount on Record
Deed Book / Page2021 / 10696
Prior Transfer DateMay 5, 2021
Prior Transfer Doc0000010696
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANKIN MS
Recording DateJun 29, 2026
Property Address321 PROVIDENCE DR, BRANDON, MS 39042-7906
Document Number3026059299
Book / Page3026 / 59299
Instrument DateJun 13, 2026
Transaction TypeMortgage
Record UpdatedJul 10, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 PROVIDENCE DR, BRANDON, MS 39042-7906

Mortgage

Document Number3026059299,
DateJun 29, 2026
Book Page3026/59299
Lender
NameNEW DAY FINANCIAL LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term180 Months
DueJul 1, 2041
Interest
Rate TypeAdjustable Rate
Rate5.71%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

May 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRANKIN MS
Recording DateMay 12, 2021
Property Address321 PROVIDENCE DR, BRANDON, MS 39042-7906
Document Number0000010696
Book / Page2021 / 10696
Instrument DateMay 5, 2021
Transaction TypeTransfer
Record UpdatedJun 1, 2021

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

TypeName
StateMississippi
MunicipalityBrandon City
CountyRankin County
Unified School DistrictRankin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,078.00 (-34.84%) Homeowner's exemption Senior Citizen's exemption$26,365 (+0.82%)
2024$3,189.00 (+157.59%)$263,650 (+0.82%) Land $35,000 Building $228,650
2023$26,151
2021$261,510 Land $35,000 Building $226,510
2019$1,238.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber · Fixed Wireless in parts of the area
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35

May also be available: NETSPEEDMS.

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