321 Pine Dr, Bay Shore, NY 11706 Property Records

Suffolk County and Islip Town property record for 321 Pine Dr, Bay Shore, NY 11706

Property Summary

Property TypeSingle Family Home
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Deeds & MortgagesDec 2025 Mortgage
Mar 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN472889 391.-1-49

Property Details

APN / Parcel Number

Primary APN472889 391.-1-49
Alternative APNs
  • 0500-391.00-01.00-049.000
  • 288939100000010490000000
  • 472800813710
  • 427090

Exterior

Lot Area5,663 sqft (0.13 acres)
Lot Dimensions100 ft deep x 60 ft wide

Location & Zoning

Account Number427090
Street Address321 PINE DR
CityBAY SHORE
StateNY
Zip11706-6322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal DescriptionX2201330Y181999 T038H00000000
Legal Block1000
Legal Lot Number100
JurisdictionSUFFOLK NY
Township / Civil DivisionISLIP
Census Block Group1
Census Block1030
Census Tract147003

Owner

Source: Suffolk County and Islip Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address321 PINE DR, BAY SHORE, NY 11706-6322
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 31, 2025Deed of Trust, Mortgage
ROCKET MORTGAGE LLC
Mar 3, 2023Deed of Trust, Mortgage · FHA Mortgage
NATIONWIDE MORTGAGE BANKERS
Mar 3, 2023Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address321 PINE DR, BAY SHORE, NY 11706-6322
Transaction TypeMortgage
Record UpdatedFeb 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0237040561
DateDec 31, 2025
Book Page23704/561
Lender
NameROCKET MORTGAGE LLC
Agreement
AmountAmount Recorded
Term337 Months
DueJan 1, 2054

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address321 PINE DR, BAY SHORE, NY 11706-6322
Transaction TypeMortgage
Record UpdatedFeb 6, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0234880175
DateMar 3, 2023
Book Page23488/175
Lender
NameNATIONWIDE MORTGAGE BANKERS
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term349 Months
DueApr 1, 2052

March 2023: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateMar 3, 2023
Property Address321 PINE DR, BAY SHORE, NY 11706-6322
Document Number0131910749
Book / Page13191 / 749
Instrument DateDec 19, 2022
Transaction TypeTransfer
Record UpdatedFeb 23, 2024
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1306 POTTER BLVD, BAY SHORE, NY 11706-4804

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionIslip Town
Unified School DistrictBay Shore Union Free School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$35,000 (+4.01%) Land $6,500 Building $28,500
2024$492,957 (+6.65%) Land $91,549 Building $401,408
2023$33,650 Land $6,500 Building $27,150$462,226 Land $89,286 Building $372,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims14 (1985–2012)
Claims Outside the SFHA5 of 14
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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