309 Pine Dr, Bay Shore, NY 11706 Property Records

Suffolk County and Islip Town property record for 309 Pine Dr, Bay Shore, NY 11706

Property Summary

Property TypeSingle Family Home
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on File
Last Sale$265,000 (Sep 2015)
Tax Bill$9,368 (2024)
Deeds & MortgagesMar 2022 Refinance
Mar 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN472889 391.-1-52

Property Details

APN / Parcel Number

Primary APN472889 391.-1-52
Alternative APNs
  • 0500-391.00-01.00-052.000
  • 288939100000010520000000
  • 472800813740
  • 427060

Exterior

Lot Area4,792 sqft (0.11 acres)
Lot Dimensions100 ft deep x 50 ft wide

Location & Zoning

Account Number427060
Street Address309 PINE DR
CityBAY SHORE
StateNY
Zip11706-6322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal DescriptionX2201362Y181832 T038H00000000
Legal Block1000
Legal Lot Number100
JurisdictionSUFFOLK NY
Township / Civil DivisionISLIP
Census Block Group1
Census Block1030
Census Tract147003

Owner

309 Pine Dr is owned and occupied by two individuals who acquired it in February 2022.

Source: Suffolk County and Islip Town records, as of August 11, 2026

Owner of Record2 Individual Names on File
Mailing Address309 PINE DR, BAY SHORE, NY 11706-6322
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
UNITED WHOLESALE MORTGAGE
Mar 23, 2022Deed, Transfer
Jan 26, 2021Deed of Trust, Mortgage · Second Mortgage (Down Payment)
SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2015 · Amount on File
Deed SaleSep 10, 2015 · Amount on File
Prior SaleOct 22, 2009 · Amount on File
Deed Book / Page12831 / 572
Last Transfer DateFeb 11, 2022
Transfer Doc0131480534
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address309 PINE DR, BAY SHORE, NY 11706-6322
Transaction TypeMortgage
Record UpdatedFeb 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0233950668
DateMar 23, 2022
Book Page23395/668
InstrumentDM072725
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateMar 23, 2022
Property Address309 PINE DR, BAY SHORE, NY 11706-6322
Document Number0131480534
Book / Page13148 / 534
Instrument DateFeb 11, 2022
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address309 PINE DR, BAY SHORE, NY 11706-6322
Transaction TypeMortgage
Record UpdatedMar 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0232220962
DateJan 26, 2021
Book Page23222/962
InstrumentDL049826
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record
Term289 Months
DueFeb 1, 2045

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionIslip Town
Unified School DistrictBay Shore Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$29,350 Land $5,900 Building $23,450$413,381 (-) Land $83,099 Building $330,282
2024$9,368.00$413,381 (+2.54%) Land $83,099 Building $330,282
2023$29,350 Land $5,900 Building $23,450$403,159 Land $81,044 Building $322,115

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 309 Pine Dr in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims14 (1985–2012)
Claims Outside the SFHA5 of 14
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Pine Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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