Middlesex County and Reading Town property record for 321 Pearl St, Reading, MA 01867 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 2019 |
| Square Footage | 1,568 sqft Living Area |
| Lot Size | 10,289 sqft (0.236 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $390,000 (2015) |
| Tax Bill | $9,816.00 (2025) |
Source: Middlesex County and Reading Town records · APN READ M:040.0-0000-0043.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 321 PEARL ST, READING, MA 01867-1352 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 23, 2020 | Deed of Trust, Mortgage FALL RIVER FIVE CENTS SVGS BK |
| Mar 05, 2019 | Deed of Trust, Mortgage FALL RIVER FIVE CENTS SVGS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 30, 2015 · Amount on Record |
| Deed Sale | Dec 30, 2015 · Amount on Record |
| Deed Book / Page | 1314 / 77 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 321 PEARL ST, READING, MA 01867-1352 |
| Document Number | 0001840896 |
| Instrument Date | Apr 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 321 PEARL ST READING MA 018671352, READING, MA 01867-1352 |
| Document Number | 0001840896 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 1840896 |
| Name | FALL RIVER FIVE CENTS SVGS BK |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 29, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 321 PEARL ST, READING, MA 01867-1352 |
| Document Number | 0000008752 |
| Instrument Date | Mar 05, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 321 PEARL ST READING MA 018671352, READING, MA 01867-1352 |
| Document Number | 0000008752 |
|---|---|
| Date | Mar 11, 2019 |
| Instrument | 8752 |
| Name | FALL RIVER FIVE CENTS SVGS BK |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 10, 2049 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,816.00 (+0.2%) | $861,800 (+3.11%) Land $456,400 Building $405,400 | $656,830 (-) |
| 2024 | $9,796.00 (+6.86%) | $835,800 (+14.79%) Land $442,600 Building $393,200 | $656,830 |
| 2023 | $9,167.00 | $728,100 Land $385,500 Building $342,600 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | READ M:040.0-0000-0043.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,568 sqft Living Area |
| Gross Area | 3,400 sqft Gross Area |
| Basement Area | 1,568 sqft Basement |
| Unfinished Basement | 1,568 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 10,289 sqft (0.236 acres) |
| Garage Type | Basement Garage |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 1600000000040 |
|---|---|
| Street Address | 321 PEARL ST |
| City | READING |
| State | MA |
| Zip | 01867-1352 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Minor Civil Division | READING |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 334300 |
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