Middlesex County and Reading Town property record for 299 Pearl St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,826 sqft · built 1952 |
| Lot Size | 0.228 acres (9,936 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,505,726 (Jul 2026) |
| Tax Bill | $12,902 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Sep 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:040.0-0000-0046.0 |
| Primary APN | READ M:040.0-0000-0046.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,826 sqft Living Area |
| Gross Area | 5,357 sqft |
| Basement Area | 1,582 sqft |
| Unfinished Basement | 791 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,936 sqft (0.228 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 1600000000070 |
|---|---|
| Street Address | 299 PEARL ST |
| City | READING |
| State | MA |
| Zip | 01867-1740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 334300 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 299 PEARL ST, READING, MA 01867-1740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 28, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Sep 29, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKLAND CREDIT UNION |
| Jun 9, 2022 | Quit Claim Deed, Transfer · Stand-Alone Refinance NEW FED MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2026 · Amount on Record |
| Deed Sale | Jul 28, 2026 · Amount on Record |
| Prior Sale | Sep 29, 2023 · Amount on Record |
| Deed Document Number | 20262004999 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jul 28, 2026 |
| Property Address | 299 PEARL ST, READING, MA 01867-1740 |
| Document Number | 0002004999 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 20262004999 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 299 PEARL ST, READING, MA 01867-1740 |
| Date | Jul 28, 2026 |
|---|
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Type Change Date | Aug 1, 2033 |
| Index | Other |
| Margin | 3 |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Sep 29, 2023 |
| Property Address | 299 PEARL ST, READING, MA 01867-1740 |
| Document Number | 0001945079 |
| Instrument Date | Sep 29, 2023 |
| Instrument | 1945079 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 299 PEARL ST, READING, MA 01867-1740 |
| Document Number | 0001945080 |
|---|---|
| Date | Sep 29, 2023 |
| Instrument | 1945080 |
| Name | ROCKLAND CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Type Change Date | Oct 1, 2028 |
| Max Rate At Change | 2.75% |
| Index | 1-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jun 9, 2022 |
| Property Address | 299 PEARL ST, READING, MA 01867-1740 |
| Document Number | 0001915813 |
| Instrument Date | Jun 1, 2022 |
| Instrument | 1915813 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 299 PEARL ST, READING, MA 01867-1740 |
| Document Number | 0001915814 |
|---|---|
| Date | Jun 9, 2022 |
| Instrument | 1915814 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,902.00 (+3.51%) | $1,177,200 (+7.57%) Land $489,600 Building $687,600 | $1,395,592 (+10.92%) |
| 2025 | $12,465.00 (+6.01%) | $1,094,400 (+9.09%) Land $455,200 Building $639,200 | $1,258,180 (+12.79%) |
| 2024 | $11,758.00 (+6.87%) | $1,003,200 (+14.8%) Land $441,400 Building $561,800 | $1,115,490 |
| 2023 | $11,002.00 | $873,900 Land $384,500 Building $489,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1982–2010) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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