Derby City property record for 321 Olivia St, Derby, CT 06418
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,532 sqft · built 1913 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $500,000 (Feb 2025) |
| Tax Bill | $7,291 (2025) |
| Deeds & Mortgages | Feb 2025 Sale & Mortgage Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | DERB M:8 B:7 L:98 |
| Primary APN | DERB M:8 B:7 L:98 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,532 sqft Living Area |
| 1st Floor Area | 2,532 sqft |
| Basement Area | 1,266 sqft |
| Unfinished Basement | 1,266 sqft |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 8,276 sqft (0.19 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 693 |
|---|---|
| Street Address | 321 OLIVIA ST |
| City | DERBY |
| State | CT |
| Zip | 06418-1535 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-5 |
| Legal Block | 7 |
| Legal Lot Number | 98 |
| Jurisdiction | DERBY CT |
| Township / Civil Division | DERBY |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 120200 |
Source: Derby City records · APN DERB M:8 B:7 L:98
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 OLIVIA ST, DERBY, CT 06418-1535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Feb 24, 2025 | Warranty Deed, Transfer · Stand-Alone First Mortgage HOMETOWN EQUITY MTG |
| Feb 11, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 24, 2025 · Amount on Record |
| Deed Sale | Feb 24, 2025 · Amount on Record |
| Prior Sale | Feb 11, 2021 · Amount on Record |
| Deed Document Number | 2025246 |
| Deed Book / Page | 943 / 54 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DERBY CT |
| Recording Date | Feb 24, 2025 |
| Property Address | 321 OLIVIA ST, DERBY, CT 06418-1535 |
| Document Number | 0000943-54 |
| Book / Page | 943 / 54 |
| Instrument Date | Feb 20, 2025 |
| Instrument | 246 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000000247 |
|---|---|
| Date | Feb 24, 2025 |
| Instrument | 247 |
| Name | HOMETOWN EQUITY MTG |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DERBY CT |
| Recording Date | Feb 11, 2021 |
| Property Address | 321 OLIVIA ST, DERBY, CT 06418-1535 |
| Document Number | 839-81 |
| Book / Page | 839 / 81 |
| Instrument Date | Feb 09, 2021 |
| Instrument | 276 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 30 ATWATER AVE, DERBY, CT 06418-1410 |
| Document Number | 277 |
|---|---|
| Date | Feb 11, 2021 |
| Instrument | 277 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Derby City records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Derby City |
| Unified School District | Derby School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,291.00 | $168,770 (-) Land $36,570 Building $132,200 | $118,139 Land $25,599 Building $92,540 |
| 2024 | $7,291.00 (+11.91%) | ||
| 2023 | $6,515.00 | $168,770 (-) Land $36,610 Building $132,160 | |
| 2022 | $6,515.00 | $168,770 Land $36,610 Building $132,160 |
Source: FEMA National Flood Hazard Layer, County delivery 09009C, as of January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile USA.
Based on FCC filings for 499 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CT0930011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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