314 Olivia St, Derby, CT 06418 Property Records

Derby City property record for 314 Olivia St, Derby, CT 06418

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 3,005 sqft · built 1900
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Feb 2018)
Tax Bill	$11,891 (2026)
Deeds & Mortgages	Jul 2019 Refinance Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DERB M:8 B:7 L:140`

Property Details

APN / Parcel Number

Primary APN	`DERB M:8 B:7 L:140`
Alternative APNs	`002697` `8510` `2697`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,005 sqft Living Area
1st Floor Area	2,871 sqft
Basement Area	1,333 sqft
Unfinished Basement	1,333 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	2697
Street Address	314 OLIVIA ST
City	DERBY
State	CT
Zip	06418-1528
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-5
Legal Block	7
Legal Lot Number	140
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	2
Census Block	2013
Census Tract	120200

Owner

314 Olivia St, a duplex, is owned and occupied by an individual who bought it in February 2018.

Source: Derby City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	314 OLIVIA ST, DERBY, CT 06418-1528
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST WORLD MORTGAGE CORPORATION
Feb 12, 2018	Warranty Deed, Transfer FIRST WORLD MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2018 · Amount on File
Deed Sale	Feb 12, 2018 · Amount on File
Prior Sale	Apr 11, 2006 · Amount on File
Deed Book / Page	771 / 275
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	314 OLIVIA ST, DERBY, CT 06418-1528
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	800-205
Date	Jul 1, 2019
Book Page	800/205

Lender

Name	FIRST WORLD MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERBY CT
Recording Date	Feb 12, 2018
Property Address	314 OLIVIA ST, DERBY, CT 06418-1528
Document Number	771-275
Book / Page	771 / 275
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51.62
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7710278
Date	Feb 12, 2018
Instrument	00771/0278

Lender

Name	FIRST WORLD MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 314 Olivia St was $11,891, up 43.3% from the year before.

Source: Derby City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,891.00 (+43.3%)	$309,330 (+61.04%) Land $42,210 Building $267,120	$486,438 (+261.78%)
2025	$8,298.00	$192,080 Land $36,280 Building $155,800	$134,456 Land $25,396 Building $109,060
2024	$8,298.00 (+11.92%)
2023	$7,414.00	$192,080 (-) Land $36,260 Building $155,820
2022	$7,414.00	$192,080 Land $36,260 Building $155,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 314 Olivia St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 Olivia St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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