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321 Ohio Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 321 Ohio Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1995
Square Footage956 sqft Heated Area
Lot Size7,405 sqft (0.169 acres)
OccupancyOwner Occupied
Last Sale$259,000 (2022)
Tax Bill$2,639.00 (2025)

Property Details

APN / Parcel Number

Primary APN80058
Alternative APN
  • 012630000104100080

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area956 sqft Heated Area
Gross Area1,160 sqft Gross Area
1st Floor876 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1995
Exterior MaterialAluminum Siding Exterior
Foundation TypePier/Post & Beam Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area7,405 sqft (0.169 acres)
Depth X Width150 ft x 50 ft Depth x Width

Exterior Amenities

Shed1 Shed
Shed Area100 sqft Shed
PorchEnclosed Porch
Porch Area80 sqft Porch
Utility Building204 sqft Utility Building

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number80058
Street Address321 OHIO AVE
CitySAINT CLOUD
StateFL
Zip34769-2374
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKE FRONT ADDN PB B PGS 61-64 BLK 410 S1/2 LOT 8
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND AND 3RD STREETS
Legal Tract1
Legal Block410
Legal Lot Number8
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3016
Census Tract43500

Owner

Source: Osceola County records · APN 80058

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address321 OHIO AVE, SAINT CLOUD, FL 34769-2374
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2022Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Sep 02, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
ABSOLUTE HOME MORTGAGE CORP
Aug 22, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
WATERSTONE MORTGAGE CORP
Jan 27, 2017Warranty Deed, Transfer
DAWN T VALENTE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 29, 2022 · Amount on Record
Deed SaleJun 29, 2022 · Amount on Record
Prior SaleAug 22, 2017 · Amount on Record
Deed Doc Number0006243616
Deed Book / Page5786 / 607
Prior Transfer DateSep 02, 2020
Prior Transfer Doc2020116591
Record RefreshedJun 08, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address321 OHIO AVE, SAINT CLOUD, FL 34769-2374
Transaction TypeMortgage
Record UpdatedJul 11, 2023
Title CompanyQUALITY TITLE AND ESCROW LLC, QUALITY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address618 E VENTURA AVE, CLEWISTON, FL 33440-3928

Mortgage

Document Number0062430618
DateJun 30, 2022
Book Page6243/618
Instrument2022102032
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 02, 2020
Property Address321 OHIO AVE, SAINT CLOUD, FL 34769-2374
Document Number0057860607
Book / Page5786 / 607
Map ReferenceMB B PG 61
Instrument DateAug 31, 2020
Instrument2020116591
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,295.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1001 JASMINE ST408, 1001, KISSIMMEE, FL 34747

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 OHIO AVE, SAINT CLOUD, FL 34769-2374

Mortgage

Document Number0005786608
DateSep 02, 2020
Instrument5786/608
Lender
NameABSOLUTE HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2050

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 22, 2017
Property Address321 OHIO AVE, SAINT CLOUD, FL 34769-2374
Document Number0051980141
Book / Page5198 / 0141
Map ReferenceMB B PG61-64
Instrument DateAug 15, 2017
Instrument2017121435
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,043.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address170 E FAITH TER, 170, MAITLAND, FL 32751-3302

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 OHIO AVE, SAINT CLOUD, FL 34769-2374

Mortgage

Document Number0051980142
DateAug 22, 2017
Instrument5198/0142
Lender
NameWATERSTONE MORTGAGE CORP
TypeLending Institution
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2047

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 27, 2017
Property Address321 OHIO AVE, SAINT CLOUD, FL 34769-2374
Document Number0050922205
Book / Page005092 / 002205
Instrument DateDec 29, 2016
Instrument15241
Transaction TypeTransfer
Record UpdatedFeb 17, 2017
Title CompanyINTERVAL TITLE SERVICES INC, ITS

Transaction

AmountAmount Recorded
Tax$297.50
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address170 E FAITH TER MAITLAND FL 327513302, MAITLAND, FL 32751-3302

Mortgage

Document Number50922207
DateJan 27, 2017
Book Page005092/002207
Instrument15242
Lender
NameDAWN T VALENTE
Address5711 BEAR LAKE CIR, FOREST CITY, FL 32703-1903
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,639.00 (+6.63%) Homeowner's exemption$190,340 (+5.99%)$217,100 (+11.62%) Land $54,000 Building $163,100
2023$2,475.00 (+30.26%) Homeowner's exemption$179,589 (+21.67%)$194,500 (+12.43%) Land $49,500 Building $145,000
2022$1,900.00 Homeowner's exemption$147,599$173,000 Land $45,000 Building $128,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 34% of the US · above 9% of Florida
Wildfire LikelihoodAbout 1 in 2,381 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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