319 Ohio Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 319 Ohio Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1915
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$262,000 (Sep 2022)
Tax Bill	$2,159 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`80059`

Property Details

APN / Parcel Number

Primary APN	`80059`
Alternative APN	`012630000104100085`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Heated Area
Gross Area	1,354 sqft
1st Floor Area	768 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1915
Exterior Material	Aluminum Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Mixed
Garage Area	240 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	96 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	80059
Street Address	319 OHIO AVE
City	SAINT CLOUD
State	FL
Zip	34769-2374
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE FRONT ADDN PB B PG 61-B & 62 BLK 410 N 1/2 OF LOT 8
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND AND 3RD STREETS
Legal Tract	1
Legal Block	410
Legal Lot Number	8
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3016
Census Tract	43500

Owner

Source: Osceola County records · APN 80059

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	319 OHIO AVE, SAINT CLOUD, FL 34769-2374
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 16, 2022 · Amount on Record
Deed Sale	Sep 16, 2022 · Amount on Record
Prior Sale	Sep 30, 2005 · Amount on Record
Deed Document Number	2022141170
Deed Book / Page	6287 / 1246
Record Updated	Jun 08, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 16, 2022
Property Address	319 OHIO AVE, SAINT CLOUD, FL 34769-2374
Document Number	0062871246
Book / Page	6287 / 1246
Map Reference	MB B PG 61-64
Instrument Date	Sep 12, 2022
Instrument	2022141170
Transaction Type	Transfer
Record Updated	Sep 30, 2022
Title Company	EQUITABLE TITLE/W ORLANDO LLC, EQUITABLE TTL OF WEST ORLAND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,834.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 OHIO AVE, SAINT CLOUD, FL 34769-2374
Investor	Possibly a Property Investor

Mortgage

Document Number	0062871248
Date	Sep 16, 2022
Instrument	6287/1248

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,159.00 (+6.88%) Homeowner's exemption	$163,537 (+5.99%)	$176,400 (+14.32%) Land $60,000 Building $116,400
2023	$2,020.00 (+18.48%) Homeowner's exemption	$154,300 (+39.64%) Land $55,000 Building $99,300	$154,300 (+39.64%) Land $55,000 Building $99,300
2022	$1,705.00	$110,500 Land $45,000 Building $65,500	$110,500 Land $45,000 Building $65,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970435003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 40 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force 34 of 40 on primary residences
Nearby Flood Claims	3 (1995–2022)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2022, river or lake flooding, Hurricane Ian

Wildfire

Wildfire Risk	Low above 34% of the US · above 9% of Florida
Wildfire Likelihood	About 1 in 2,381 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.