Madison County property record for 321 Oak Tree Dr, Winterset, IA 50273
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,557 sqft · built 2007 |
| Lot Size | 0.239 acres (10,400 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,364 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Jun 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 832008000090000 |
| Primary APN | 832008000090000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,557 sqft Living Area |
| Basement Area | 1,557 sqft |
| Finished Basement | 1,500 sqft |
| Unfinished Basement | 57 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,400 sqft (0.239 acres) |
| Lot Dimensions | 80 ft deep x 130 ft wide |
| Garage Type | Attached |
| Garage Area | 764 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 28 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Geothermal |
| Water Source | Commercial |
| Street Address | 321 OAK TREE DR |
|---|---|
| City | WINTERSET |
| State | IA |
| Zip | 50273-8234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 ARBOR PARK PL 1 |
| Legal Subdivision | ARBOR PARK |
| Legal Lot Number | 9 |
| Jurisdiction | MADISON IA |
| Township / Civil Division | WINTERSET |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 60102 |
321 Oak Tree Dr is owned and occupied by an individual who acquired it in February 2015.
Source: Madison County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 OAK TREE DR, WINTERSET, IA 50273-8234 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 8, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE |
| Jun 22, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 17, 2015 |
| Deed Sale | Feb 17, 2015 |
| Deed Document Number | 2015433 |
| Deed Book / Page | 2015 / 433 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IA |
| Property Address | 321 OAK TREE DR, WINTERSET, IA 50273-8234 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002023/971 |
|---|---|
| Date | May 8, 2023 |
| Book Page | 2023/971 |
| Instrument | 2023 971 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IA |
| Recording Date | Jun 22, 2022 |
| Property Address | 321 OAK TREE DR, WINTERSET, IA 50273-8234 |
| Document Number | 02022/1872 |
| Book / Page | 2022 / 1872 |
| Instrument Date | Jun 20, 2022 |
| Instrument | 2022 1872 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $331.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 413 OAK TREE DR, WINTERSET, IA 50273-8248 |
The 2025 property tax bill for 321 Oak Tree Dr was $6,364.
Source: Madison County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Madison County |
| Municipality | Winterset City |
| Unified School District | Winterset Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,364.00 | $362,000 Land $41,200 Building $320,800 | $362,000 Land $41,200 Building $320,800 |
| 2024 | $6,364.00 | ||
| 2023 | $325,000 Land $32,000 Building $293,000 | $325,000 Land $32,000 Building $293,000 | |
| 2022 | $6,144.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 Oak Tree Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 321 Oak Tree Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: BTWI.
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