320 Oak Tree Dr, Winterset, IA 50273 Property Records

Madison County property record for 320 Oak Tree Dr, Winterset, IA 50273

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,582 sqft · built 2009
Lot Size	0.276 acres (12,012 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Jan 2021)
Tax Bill	$4,822 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`832008000080000`

Property Details

APN / Parcel Number

Primary APN	`832008000080000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,582 sqft Living Area
1st Floor Area	714 sqft
Basement Area	814 sqft
Unfinished Basement	814 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,012 sqft (0.276 acres)
Lot Dimensions	132 ft deep x 91 ft wide
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	105 sqft
Deck Area	196 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	320 OAK TREE DR
City	WINTERSET
State	IA
Zip	50273-8234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 PLAT 1 & 8A PLAT 2 ARBOR PARK
Legal Subdivision	ARBOR PARK
Legal Lot Number	8
Jurisdiction	MADISON IA
Township / Civil Division	WINTERSET
Census Block Group	2
Census Block	2045
Census Tract	60102

Owner

320 Oak Tree Dr is owned and occupied by an individual who bought it in January 2021.

Source: Madison County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	320 OAK TREE DR, WINTERSET, IA 50273-8234
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jan 19, 2021	Warranty Deed, Transfer
Sep 1, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2021 · Amount on File
Deed Sale	Jan 19, 2021 · Amount on File
Prior Sale	Sep 1, 2017 · Amount on File
Deed Document Number	2021221
Deed Book / Page	2021 / 221
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	320 OAK TREE DR, WINTERSET, IA 50273-8234
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002022/549
Date	Feb 23, 2022
Book Page	2022/549
Instrument	2022 549

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Jan 19, 2021
Property Address	320 OAK TREE DR, WINTERSET, IA 50273-8234
Document Number	002021/221
Book / Page	2021 / 221
Instrument Date	Jan 13, 2021
Instrument	2021 221
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Tax	$543.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	301MAGNOLIA PT, WINTERSET, IA 50273-7100

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Sep 1, 2017
Property Address	320 OAK TREE DR, WINTERSET, IA 50273-8234
Document Number	02017/2773
Book / Page	2017 / 2773
Instrument Date	Aug 31, 2017
Instrument	2017 2773
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 E JEFFERSON ST, WINTERSET, IA 50273-1540

Tax Assessment & Valuation

The 2025 property tax bill for 320 Oak Tree Dr was $4,822 with a homeowner's exemption.

Source: Madison County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Madison County
Municipality	Winterset City
Unified School District	Winterset Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,822.00 Homeowner's exemption	$291,000 Land $45,000 Building $246,000	$291,000 Land $45,000 Building $246,000
2024	$4,822.00
2023		$264,900 Land $35,000 Building $229,900	$264,900 Land $35,000 Building $229,900
2022	$4,764.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Oak Tree Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Oak Tree Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: BTWI.

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