Naugatuck Borough property record for 321 N Hoadley St, Naugatuck, CT 06770
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1945 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (Nov 2007) |
| Tax Bill | $5,055 (2025) |
| Deeds & Mortgages | Oct 2022 Refinance Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | NAUG M:46-105W13 |
| Primary APN | NAUG M:46-105W13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Gross Area | 2,533 sqft |
| 1st Floor Area | 720 sqft |
| Attic | Attic |
| Attic Area | 720 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 4-1200 |
|---|---|
| Street Address | 321 N HOADLEY ST |
| City | NAUGATUCK |
| State | CT |
| Zip | 06770-2521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | I1 |
| Legal Lot Number | 1200 |
| Jurisdiction | NAUGATUCK CT |
| Township / Civil Division | NAUGATUCK |
| Census Block Group | 5 |
| Census Block | 5010 |
| Census Tract | 345400 |
Source: Naugatuck Borough records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 321 N HOADLEY ST, NAUGATUCK, CT 06770-2521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 4, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance RELIANCE FIRST CAPITAL LLC |
| Nov 16, 2017 | Deed of Trust, Mortgage E MORTGAGE MGMT LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2007 · Amount on Record |
| Deed Sale | Nov 5, 2007 · Amount on Record |
| Deed Book / Page | 814 / 496 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAUGATUCK CT |
| Property Address | 321 N HOADLEY ST, NAUGATUCK, CT 06770-2521 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001110-500 |
|---|---|
| Date | Oct 4, 2022 |
| Book Page | 1110/500 |
| Instrument | 2022-3575 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAUGATUCK CT |
| Property Address | 321 N HOADLEY ST, NAUGATUCK, CT 06770-2521 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1003-542 |
|---|---|
| Date | Nov 16, 2017 |
| Book Page | 1003/542 |
| Name | E MORTGAGE MGMT LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 1, 2047 |
Source: Naugatuck Borough assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Naugatuck Borough |
| Unified School District | Naugatuck School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,055.00 | $127,050 (-) Land $29,610 Building $97,440 | $88,935 Land $20,727 Building $68,208 |
| 2024 | $5,055.00 (-11.08%) | ||
| 2023 | $5,685.00 (+26.61%) | $127,050 (+35.12%) Land $29,610 Building $97,440 | |
| 2022 | $4,490.00 | $94,030 Land $31,360 Building $62,670 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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