Naugatuck Borough property record for 309 N Hoadley St, Naugatuck, CT 06770
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1945 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Apr 2026) |
| Tax Bill | $4,863 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage May 2024 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-5550 |
| Primary APN | 043-5550 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Gross Area | 2,771 sqft |
| 1st Floor Area | 720 sqft |
| Attic | Attic |
| Attic Area | 720 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 510 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 43-5550 |
|---|---|
| Street Address | 309 N HOADLEY ST |
| City | NAUGATUCK |
| State | CT |
| Zip | 06770-2521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Lot Number | 5550 |
| Jurisdiction | NAUGATUCK CT |
| Township / Civil Division | NAUGATUCK |
| Census Block Group | 5 |
| Census Block | 5010 |
| Census Tract | 345400 |
Source: Naugatuck Borough records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 309 N HOADLEY ST, NAUGATUCK, CT 06770-2521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jun 28, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| May 10, 2024 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Apr 30, 2026 | Deed of Trust, Mortgage CONNECTICUT HOUSING FINANCE AUTHORITY |
| Apr 30, 2026 | Warranty Deed, Transfer · Line of Credit GUARANTEED RATE, INC |
| Apr 30, 2026 | Warranty Deed, Transfer · Line of Credit GUARANTEED RATE, INC |
| Oct 24, 2018 | Warranty Deed, Transfer TOTAL MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2026 · Amount on Record |
| Deed Sale | Apr 30, 2026 · Amount on Record |
| Prior Sale | Oct 24, 2018 · Amount on Record |
| Deed Document Number | 20261304 |
| Deed Book / Page | 1181 / 84 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAUGATUCK CT |
| Property Address | 309 N HOADLEY ST, NAUGATUCK, CT 06770-2521 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001076-314 |
|---|---|
| Date | Jun 28, 2021 |
| Book Page | 1076/314 |
| Instrument | 2745 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAUGATUCK CT |
| Property Address | 309 N HOADLEY ST, NAUGATUCK, CT 06770-2521 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001139-121 |
|---|---|
| Date | May 10, 2024 |
| Book Page | 1139/121 |
| Instrument | 2024-1221 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAUGATUCK CT |
| Recording Date | Apr 30, 2026 |
| Property Address | 309 N HOADLEY ST, NAUGATUCK, CT 06770-2521 |
| Document Number | 001181-111 |
| Book / Page | 1181 / 111 |
| Instrument Date | Apr 24, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 309 N HOADLEY ST, NAUGATUCK, CT 06770-2521 |
| Document Number | 1181000111, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 1181/111 |
| Name | CONNECTICUT HOUSING FINANCE AUTHORITY |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | May 1, 2036 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NAUGATUCK CT |
| Recording Date | Apr 30, 2026 |
| Property Address | 309 N HOADLEY ST, NAUGATUCK, CT 06770-2521 |
| Document Number | 0000001304 |
| Book / Page | 1181 / 84 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 2026.1304 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 N HOADLEY ST, NAUGATUCK, CT 06770-2521 |
| Date | Apr 30, 2026 |
|---|
| Name | GUARANTEED RATE, INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NAUGATUCK CT |
| Recording Date | Apr 30, 2026 |
| Property Address | 309 N HOADLEY ST, NAUGATUCK, CT 06770-2521 |
| Document Number | 0001181-84 |
| Book / Page | 1181 / 84 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 20261304 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 N HOADLEY ST, NAUGATUCK, CT 06770-2521 |
| Date | Apr 30, 2026 |
|---|
| Name | GUARANTEED RATE, INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NAUGATUCK CT |
| Recording Date | Oct 24, 2018 |
| Property Address | 309 N HOADLEY ST, NAUGATUCK, CT 06770-2521 |
| Document Number | 1018-536 |
| Book / Page | 1018 / 536 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40.78 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 10180538 |
|---|---|
| Date | Oct 24, 2018 |
| Instrument | 01018/0538 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|
Source: Naugatuck Borough assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Naugatuck Borough |
| Unified School District | Naugatuck School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,863.00 (+1.63%) | $120,260 (-) Land $29,260 Building $91,000 | $319,416 (+279.44%) |
| 2025 | $4,785.00 | $120,260 (-) Land $29,260 Building $91,000 | $84,182 Land $20,482 Building $63,700 |
| 2024 | $4,785.00 (-11.09%) | ||
| 2023 | $5,382.00 (+35.4%) | $120,260 (+44.47%) Land $29,260 Building $91,000 | |
| 2022 | $3,975.00 | $83,240 Land $30,980 Building $52,260 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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