321 N Duluth Ave, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 321 N Duluth Ave, Sioux Falls, SD 57104

Property Summary

Property Type	Apartments (5+ Units)
Details	2 bd · 6 ba · 4,950 sqft · built 1948
Lot Size	0.227 acres (9,901 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Mar 2025)
Tax Bill	$6,265 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-17-427-010-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-17-427-010-000`
Alternative APN	`25901`

Interior

Bedrooms	2 Beds
Full Baths	6 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	4 Rooms
Units	6 Units
Stories	2 Stories
Building Area	4,950 sqft Heated Area
Gross Area	3,300 sqft
1st Floor Area	1,650 sqft
Upper Floors Area	1,650 sqft
Basement Area	1,650 sqft
Finished Basement	1,200 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Multi-Family
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Block
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	9,901 sqft (0.227 acres)
Lot Dimensions	150 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	1,386 sqft
Parking Spaces	5 Parking Spaces
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	25901
Street Address	321 N DULUTH AVE
City	SIOUX FALLS
State	SD
Zip	57104-3040
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	S12 2 & ALL 3 BLOCK 13 BENNETT`S 1ST ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	BENNETT`S 1ST ADDN
Legal Block	13
Legal Lot Number	3
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1001
Census Tract	702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cathedral Historic District (Additional Documentation) listed 1974 · 190 contributing resources · NRIS 74001896

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 N DULUTH AVE, SIOUX FALLS, SD 57104-3040
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Deed of Trust, Mortgage · Commercial Mortgage BLACK HILLS FCU
Jan 28, 2020	Warranty Deed, Transfer · Commercial Mortgage FIRST PREMIER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2025 · Amount on Record
Deed Sale	Mar 14, 2025 · Amount on Record
Prior Sale	Jan 28, 2020 · Amount on Record
Deed Document Number	2025128200
Deed Book / Page	631-D / 172
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	321 N DULUTH AVE, SIOUX FALLS, SD 57104-3040
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 DULUTH AVENUE, SIOUX FALLS, SD 57104-3040

Mortgage

Document Number	1904MTG/477
Date	Nov 9, 2020
Book Page	1904 MTG/477

Lender

Name	BLACK HILLS FCU
Type	Credit Union
Address	RAPID CITY, SD 57709

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Oct 15, 2035

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jan 28, 2020
Property Address	321 N DULUTH AVE, SIOUX FALLS, SD 57104-3040
Document Number	594DEED/0256
Book / Page	594 DEED / 0256
Instrument Date	Jan 24, 2020
Transaction Type	Transfer
Record Updated	May 2, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 91612, SIOUX FALLS, SD 57109-1612

Mortgage

Document Number	1876MTG0771
Date	Jan 28, 2020
Instrument	1876 MTG/0771

Lender

Name	FIRST PREMIER BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$437,700 (+15.52%) Land $46,600 Building $391,100	$437,700 Land $46,600 Building $391,100
2025	$6,265.00	$378,900 (+32.76%) Land $34,700 Building $344,200
2024	$6,265.00 (+36.82%)	$285,400 (+17.21%) Land $34,700 Building $250,700
2022	$4,579.00	$243,500 Land $21,000 Building $222,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable · Fiber in parts of the area	2,000 / 350
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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