320 N Duluth Ave, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 320 N Duluth Ave, Sioux Falls, SD 57104

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,028 sqft · built 1890
Lot Size	0.213 acres (9,300 sqft)
Owner	Individual Name on File
Tax Bill	$3,651 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-22-17-428-002-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-17-428-002-000`
Alternative APN	`25898`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,028 sqft Finished Area
Gross Area	1,665 sqft
1st Floor Area	1,059 sqft
Upper Floors Area	606 sqft
Basement Area	958 sqft
Finished Basement	493 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,300 sqft (0.213 acres)
Lot Dimensions	150 ft deep x 62 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	344 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	25898
Street Address	320 N DULUTH AVE
City	SIOUX FALLS
State	SD
Zip	57104-3026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S18` LOT 16 & ALL 15 BLOCK 12 BENNETT`S 1ST ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	BENNETT`S 1ST ADDN
Legal Block	12
Legal Lot Number	16
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1000
Census Tract	702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cathedral Historic District (Additional Documentation) listed 1974 · 190 contributing resources · NRIS 74001896

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Minnehaha County assessment roll, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	320 N DULUTH AVE, SIOUX FALLS, SD 57104-3026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Formerly Known As (FKA)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	320 N DULUTH AVE, SIOUX FALLS, SD 57104-3026
Transaction Type	Mortgage
Record Updated	Dec 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 N DULUTH AVE, SIOUX FALLS, SD 57104-3026

Mortgage

Document Number	1962MTG/31
Date	Nov 2, 2022
Book Page	1962 MTG/31

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,651.00	$269,300 (+5.4%) Land $25,600 Building $243,700
2024	$3,651.00 (+17.55%)	$255,500 (+24.15%) Land $25,600 Building $229,900
2022	$3,106.00	$205,800 Land $25,600 Building $180,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clarity Telecom Fiber	5,000 / 5,000
Midcontinent Communications Cable · Fiber in parts of the area	2,000 / 350
Verizon Fixed Wireless	300 / 20

May also be available: Lumen Technologies, T-Mobile USA.

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