St. Louis County property record for 321 N Central Ave, #ENT, Duluth, MN 55807
| Property Type | Commercial |
|---|---|
| Details | 5,573 sqft · built 1955 |
| Lot Size | 0.353 acres (15,403 sqft) |
| Owner | Company Name on File |
| Last Sale | $249,000 (Jun 2020) |
| Tax Bill | $29,676 (2026) |
| Deeds & Mortgages | Jun 2020 Line of Credit Jun 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0400-00700 |
| Primary APN | 010-0400-00700 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 5,573 sqft Gross Area |
| 1st Floor Area | 5,111 sqft |
| Flooring | Vinyl/Resilient |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Metal |
| Lot Area | 15,403 sqft (0.353 acres) |
| Garage Area | 3,200 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Gas |
| Account Number | 1117045 |
|---|---|
| Street Address | 321 N CENTRAL AVE, ENT |
| City | DULUTH |
| State | MN |
| Zip | 55807-2501 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | SLY 144 FT OF LOT 1 AND SLY 144 FT OF ELY 10FT OF LOT 2 EX SLY 10 FT OF SAID LOTS 1 AND 2FOR HWY SERIAL # |
| Legal Subdivision | CENTRAL ACRES 2ND DIV DULUTH |
| Legal Block | 5 |
| Legal Lot Number | 1 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 301 |
Source: St. Louis County records · APN 010-0400-00700
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4609 33RD AVE S, 400, FARGO, ND 58104-1001 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 26, 2020 | Deed of Trust, Mortgage · Line of Credit CENTRAL MN CU |
| Jun 16, 2020 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Jul 25, 2018 | Deed of Trust, Mortgage · Line of Credit MEMBERS COOPERATIVE CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 16, 2020 · Amount on Record |
| Deed Sale | Jun 16, 2020 · Amount on Record |
| Deed Document Number | 20201024540 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 321 N CENTRAL AVE # ENT, ENT, DULUTH, MN 55807-2501 |
| Document Number | 00T1025235 |
| Instrument Date | Jun 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 315 E CENTRAL ENTRANCE DULUTH MN 558115552, DULUTH, MN 55811-5552 |
| Document Number | 00T1025235 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | T1025235 |
| Name | CENTRAL MN CU |
|---|---|
| Address | 20 4TH AVE SE, MELROSE, MN 56352-1356 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 29, 2025 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 16, 2020 |
| Property Address | 321 N CENTRAL AVE # ENT, ENT, DULUTH, MN 55807-2501 |
| Document Number | 00T1024540 |
| Instrument Date | May 20, 2020 |
| Instrument | T1024540 |
| Transaction Type | Transfer |
| Record Updated | Aug 06, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Tax | $822.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4265 45TH ST S #200 FARGO ND 581044309, 200, FARGO, ND 58104-4309 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 321 N CENTRAL AVE # ENT, ENT, DULUTH, MN 55807-2501 |
| Document Number | 00A1001273 |
| Instrument Date | Jul 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6004 S PIKE RD DULUTH MN 55811, DULUTH, MN 55811 |
| Document Number | 00A1001273 |
|---|---|
| Date | Aug 08, 2018 |
| Instrument | A1001273 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55807 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $29,676.00 (+420.27%) | ||
| 2025 | $5,704.00 (+41.19%) | $916,100 (+408.38%) Land $310,400 Building $605,700 | $916,100 (+408.38%) Land $310,400 Building $605,700 |
| 2024 | $4,040.00 | $180,200 (-) Land $180,200 | $180,200 (-) Land $180,200 |
| 2022 | $180,200 Land $180,200 | $180,200 Land $180,200 |
Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: AT&T.
Based on FCC filings for 179 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Duluth serves 86,859 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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