321 N Central Ave, Duluth, MN 55807 Property Records

St. Louis County property record for 321 N Central Ave, Duluth, MN 55807

Property Summary

Property Type	Commercial
Details	3,125 sqft · built 1913
Owner	Company Name on Record
Last Sale	$200,000 (Aug 2021)
Tax Bill	$2,548 (2024)
Deeds & Mortgages	Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`010-4470-01400`

Property Details

APN / Parcel Number

Primary APN	`010-4470-01400`
Alternative APN	`1017746`

Interior

Stories	1 Story
Building Area	3,125 sqft Gross Area
1st Floor Area	3,125 sqft
Basement Area	3,125 sqft
Flooring	Vinyl/Resilient
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1990
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Mud Sill

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	1017746
Street Address	321 N CENTRAL AVE
City	DULUTH
State	MN
Zip	55807-2501
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 6 BLOCK 11 SERIAL #
Legal Subdivision	WEST DULUTH 1ST DIV
Legal Block	11
Legal Lot Number	6
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1002
Census Tract	3400

Owner

Source: St. Louis County records, as of April 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 16122, DULUTH, MN 55816-0122
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2021 · Amount on Record
Deed Sale	Aug 13, 2021 · Amount on Record
Prior Sale	Nov 20, 2007 · Amount on Record
Deed Document Number	1421728
Record Updated	Jun 7, 2026

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 7, 2018
Property Address	321 N CENTRAL AVE, DULUTH, MN 55807-2501
Document Number	00A1338150
Instrument Date	Jul 27, 2018
Instrument	A1338150
Transaction Type	Transfer
Record Updated	Aug 22, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$660.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 16122 DULUTH MN 558160122, DULUTH, MN 55816-0122

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,548.00
2022		$221,900 Land $50,000 Building $171,900	$221,900 Land $50,000 Building $171,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1979–2012)
Most Recent Claim	Jun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
Airfiber Fixed Wireless	100 / 20