Jefferson County property record for 321 N 4th St, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,890 sqft · built 2006 |
| Lot Size | 0.18 acres (7,846 sqft) |
| Owner | Individual Name on File |
| Last Sale | $127,600 (Aug 2007) |
| Tax Bill | $1,427 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 193.006.04013008 |
| Primary APN | 193.006.04013008 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,890 sqft Living Area |
| Gross Area | 2,154 sqft |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 810 sqft |
| Finished Basement | 810 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Frame |
| Lot Area | 7,846 sqft (0.18 acres) |
| Lot Dimensions | 145 ft deep x 58 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Porch | Open Frame Porch |
| Porch Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 321 N 4TH ST |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-1854 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CT1 |
| Legal Description | BERRING ADD LOT 2 BLOCK 14 |
| Legal Range | 6E |
| Legal Township | 40N |
| Legal Section | 06 |
| Legal Subdivision | BERRING ADD |
| Legal Block | 14 |
| Legal Lot Number | 2 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | RIVER VIEW |
| Census Block Group | 5 |
| Census Block | 5022 |
| Census Tract | 700801 |
321 N 4th St is owned and occupied by an individual who bought it in August 2007.
Source: Jefferson County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 N 4TH ST, FESTUS, MO 63028-1854 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2007 · Amount on File |
| Deed Sale | Aug 22, 2007 · Amount on File |
| Deed Document Number | 200738795 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 321 N 4TH ST, FESTUS, MO 63028-1854 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2021 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 321 N 4TH ST, FESTUS, MO 63028-1854 |
| Document Number | 2021R037025 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 2021R-037025 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Jul 26, 2036 |
The 2025 property tax bill for 321 N 4th St was $1,427, up 5.5% from the year before.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Festus City |
| Unified School District | Festus R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $26,000 (-) Land $1,500 Building $24,500 | $137,200 (-) Land $8,100 Building $129,100 | |
| 2025 | $1,427.00 (+5.47%) | $26,000 Land $1,500 Building $24,500 | $137,200 (-) Land $8,100 Building $129,100 |
| 2024 | $1,353.00 (+0.52%) | $137,200 (+8.98%) Land $8,100 Building $129,100 | |
| 2023 | $1,346.00 | $23,900 Land $1,500 Building $22,400 | $125,900 Land $8,100 Building $117,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 321 N 4th St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1986–2009) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | May 2009 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 321 N 4th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FESTUS PWS serves 13,000 people · EPA ID MO6010276 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon, Wisper ISP.
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