1. Home
  2. Minnesota
  3. St. Louis County
  4. Duluth
  5. N 46th Ave W

321 N 46th Ave W, Duluth, MN 55807 Property Records

St. Louis County property record for 321 N 46th Ave W, Duluth, MN 55807

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,020 sqft · built 1924
Lot Size0.085 acres (3,718 sqft)
OwnerIndividual Name on File
Last Sale$103,000 (Jun 2018)
Tax Bill$1,558 (2026)
Deeds & MortgagesJun 2018 Sale & Mortgage
Jun 2018 Transfer
Flood ZoneZone X (minimal risk)
APN010-1940-01870

Property Details

APN / Parcel Number

Primary APN010-1940-01870
Alternative APN
  • 1051958

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,020 sqft Gross Area
1st Floor Area816 sqft

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1965
Architectural StyleBungalow
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Lot Area3,718 sqft (0.085 acres)
Garage Area210 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchPorch
Porch Area56 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number1051958
Street Address321 N 46TH AVE W
CityDULUTH
StateMN
Zip55807-1450
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 33 FT OF N 66 FT OF LOTS 1 AND 2 INCELY 6 1/3 FT OF N 1/2 OF LOT 3 BLK 11 SERIAL #
Legal SubdivisionGRAND CENTRAL DIVISION OF DULUTH
Legal Block11
Legal Lot Number1-3
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group5
Census Block5012
Census Tract15800

Owner

321 N 46th Ave W is owned and occupied by an individual who bought it in June 2018.

Source: St. Louis County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address321 N 46TH AVE W, DULUTH, MN 55807-1450
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2018Warranty Deed, Transfer · Conventional with PMI
FRANDSEN BK&TR
Jun 4, 2018Quit Claim Deed, Transfer
NORTH SHORE TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 4, 2018 · Amount on File
Deed SaleJun 4, 2018 · Amount on File
Prior SaleSep 12, 2012 · Amount on File
Deed Document Number2018998713
Prior Transfer DateMay 29, 2018
Prior Transfer Doc000T998712
Record UpdatedSep 20, 2026

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJun 4, 2018
Property Address321 N 46TH AVE W, DULUTH, MN 55807-1450
Document Number000T998713
Instrument DateMay 29, 2018
InstrumentT998713
Transaction TypeTransfer
Record UpdatedJun 26, 2018
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$339.90
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address321 N 46TH AVE W DULUTH MN 558071450, DULUTH, MN 55807-1450

Mortgage

Document NumberT998714
DateJun 4, 2018
InstrumentT998714
Lender
NameFRANDSEN BK&TR
TypeBank
AddressNEW ULM, MN 56073
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJun 3, 2048

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateJun 4, 2018
Property Address321 N 46TH AVE W, DULUTH, MN 55807-1450
Document Number000T998712
Instrument DateMay 29, 2018
InstrumentT998712
Transaction TypeTransfer
Record UpdatedJun 22, 2018
Title CompanyNORTH SHORE TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 N 46TH AVE W DULUTH MN 558071450, DULUTH, MN 55807-1450

Tax Assessment & Valuation

The 2026 property tax bill for 321 N 46th Ave W was $1,558 with a homeowner's exemption, up 0.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,558.00 (+0.13%) Homeowner's exemption
2025$1,556.00 (+0.78%) Homeowner's exemption$153,300 (+7.81%) Land $9,600 Building $143,700$153,300 (+7.81%) Land $9,600 Building $143,700
2024$1,544.00$142,200 Land $10,300 Building $131,900$142,200 Land $10,300 Building $131,900
2022$133,500 Land $9,400 Building $124,100$133,500 Land $9,400 Building $124,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 N 46th Ave W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 321 N 46th Ave W has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
Airfiber
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

Nearby Properties on N 46th Ave W

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures