2 N 46th Ave W, Duluth, MN 55807 Property Records

St. Louis County property record for 2 N 46th Ave W, Duluth, MN 55807

Property Summary

Property TypeCity, Municipal, Town, Village Owned (Exempt)
Lot Size0.45 acres (19,621 sqft)
OwnerCompany Name on Record
Last Sale$4,925,000 (Jan 2022)
Deeds & MortgagesFeb 2026 Mortgage
Jan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN010-3598-00242

Property Details

APN / Parcel Number

Primary APN010-3598-00242
Alternative APN
  • 16256

Exterior

Lot Area19,621 sqft (0.45 acres)

Location & Zoning

Account Number16256
Street Address2 N 46TH AVE W
CityDULUTH
StateMN
Zip55807
Property CategoryPublic Works
Property TypePublic Works > City, Municipal, Town, Village Owned (Exempt)
Legal DescriptionTHAT PART FORMERLY PLATTED AS LOTS 1 & 2AND 9 AND 10 BLK 52 ONEOTA EX NELY 30 FTOF LOTS 2 & 10 SERIAL #
Legal SubdivisionONEOTA INDUST PARK
Legal Block2
Legal Lot Number3
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group2
Census Block2031
Census Tract15800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address411 W 1ST ST, 330, DULUTH, MN 55802-1102
Owner TypeCompany
VestingGovernment

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2026Deed of Trust, Mortgage · Commercial Mortgage
MEMBERS COOPERATIVE CU
Jan 13, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
MEMBERS COOPERATIVE CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 13, 2022 · Amount on Record
Deed SaleJan 13, 2022 · Amount on Record
Deed Document Number20221052176
Prior Transfer DateDec 29, 2021
Prior Transfer Doc0001052176
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address2 N 46TH AVE W, DULUTH, MN 55807
Transaction TypeMortgage
Record UpdatedMar 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001099124
DateFeb 17, 2026
Instrument1099124
Lender
NameMEMBERS COOPERATIVE CU
TypeCredit Union
AddressDULUTH, MN 55807
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term5 Months
DueJun 30, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJan 13, 2022
Property Address2 N 46TH AVE W, DULUTH, MN 55807
Document Number0001052176
Instrument DateDec 29, 2021
Instrument1052176
Transaction TypeTransfer
Record UpdatedAug 15, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$16,252.50
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 CUCOLO LN, MONSEY, NY 10952-2880

Mortgage

Document Number0001052177
DateJan 13, 2022
Instrument1052177
Lender
NameMEMBERS COOPERATIVE CU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term59 Months
DueDec 28, 2026

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$192,500 (+4.22%) Land $192,500$192,500 (+4.22%) Land $192,500
2024$184,700 Land $184,700$184,700 Land $184,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1988–2012)
Most Recent ClaimJun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Airfiber
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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