321 N 1280 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 321 N 1280 E, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,575 sqft · built 2007
Lot Size	0.288 acres (12,545 sqft)
Owner	2 Individuals on Record
Last Sale	$301,500 (Apr 2015)
Tax Bill	$3,308 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`66-116-0038`

Property Details

APN / Parcel Number

Primary APN	`66-116-0038`
Alternative APN	`293291`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,575 sqft Living Area
Gross Area	3,904 sqft
1st Floor Area	1,575 sqft
Basement Area	1,539 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	A-Frame
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	12,545 sqft (0.288 acres)
Garage Type	Attached
Garage Area	790 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	809 sqft
Deck Area	Deck Area
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	293291
Street Address	321 N 1280 E
City	SPANISH FORK
State	UT
Zip	84660-5506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 38, PLAT A, SUNNY RIDGE SUBDV. AREA 0.288 AC.
Legal Subdivision	SUNNY RIDGE SUB
Legal Lot Number	38
Jurisdiction	UTAH UT
Township / Civil Division	SPRINGVILLE-MAPLETON
Census Block Group	3
Census Block	3005
Census Tract	10307

Owner

Source: Utah County assessment roll, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	321 N 1280 E, SPANISH FORK, UT 84660-5506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 3, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2015 · Amount on Record
Deed Sale	Apr 17, 2015 · Amount on Record
Prior Sale	Dec 12, 2006 · Amount on Record
Deed Document Number	201532197
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	321 N 1280 E, SPANISH FORK, UT 84660-5506
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000129606
Date	Jul 26, 2021
Instrument	129606:2021

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	321 N 1280 E, SPANISH FORK, UT 84660-5506
Document Number	0000045432
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	NORTH AMERICAN TITLE-UNION PK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	321 N 1280 E SPANISH FORK UT 846605506, SPANISH FORK, UT 84660-5506

Mortgage

Document Number	0000045432
Date	Apr 8, 2020
Instrument	45432

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2050

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$340,230 (-45.51%)	$618,600 (-0.93%) Land $245,200 Building $373,400
2025	$3,308.00 (+0.03%)	$624,400 (+97.92%) Land $245,200 Building $379,200	$624,400 (+8.86%) Land $245,200 Building $379,200
2024	$3,307.00 (+8.18%)
2023	$3,057.00 (+0.26%)	$315,480	$573,600 Land $233,400 Building $340,200
2022	$3,049.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Utah Broadband.

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