321 Morningside Ter, Vista, CA 92084 Property Records

San Diego County property record for 321 Morningside Ter, Vista, CA 92084 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,698 sqft · built 1960
Lot Size	0.324 acres (14,100 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Feb 2022)
Tax Bill	$15,884 (2025)
Deeds & Mortgages	Nov 2022 Transfer Jun 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`175-291-39-00`

Property Details

APN / Parcel Number

Primary APN	`175-291-39-00`
Alternative APN	`1752903900`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,698 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Gravel
Lot Area	14,100 sqft (0.324 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	1752903900
Street Address	321 MORNINGSIDE TER
City	VISTA
State	CA
Zip	92084-6137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 161 POR TR 002002
Legal Subdivision	VISTA HEIGHTS
Legal Tract	002002
Legal Block	2
Legal Lot Number	161
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2005
Census Tract	19503

Owner

Source: San Diego County records · APN 175-291-39-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1511 TOURAINE DR, SAN JOSE, CA 95118-3915
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Intrafamily Transfer, Transfer
Jun 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST
Feb 01, 2022	Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE OF CA INC
Feb 01, 2022	Grant Deed, Transfer STEWART TITLE, STEWART TITLE OF CA INC
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Jul 06, 2017	Quit Claim Deed, Transfer · Conventional Mortgage HOUSEHOLD FIN /CA
Jul 06, 2017	Grant Deed, Transfer · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 01, 2022 · Amount on Record
Deed Sale	Feb 01, 2022 · Amount on Record
Prior Sale	Jul 06, 2017 · Amount on Record
Deed Document Number	202248712
Last Transfer Date	Oct 22, 2022
Transfer Doc	0000446088
Record Updated	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 22, 2022
Property Address	321 MORNINGSIDE TER, VISTA, CA 92084-6137
Document Number	0000446088
Map Reference	MAP 2002
Instrument Date	Oct 22, 2022
Instrument	2022-0446088
Transaction Type	Transfer
Record Updated	Dec 05, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1511 TOURAINE DR, SAN JOSE, CA 95118-3915

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	321 MORNINGSIDE TER, VISTA, CA 92084-6137
Transaction Type	Mortgage
Record Updated	Jun 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 MORNINGSIDE TER, VISTA, CA 92084-6137

Mortgage

Document Number	0000254512
Date	Jun 17, 2022
Instrument	2022-0254512

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jul 01, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.62%
Index	Other
Margin	3
Max Rate	8.62%

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 01, 2022
Property Address	321 MORNINGSIDE TER, VISTA, CA 92084-6137
Document Number	0000048711
Map Reference	MAP 2002
Instrument Date	Jan 21, 2022
Instrument	2022-0048711
Transaction Type	Transfer
Record Updated	Feb 09, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1511 TOURAINE DR, SAN JOSE, CA 95118-3915

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 01, 2022
Property Address	321 MORNINGSIDE TER, VISTA, CA 92084-6137
Document Number	0000048712
Map Reference	MAP 2002
Instrument Date	Jan 21, 2022
Instrument	2022-0048712
Transaction Type	Transfer
Record Updated	Feb 09, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1511 TOURAINE DR, SAN JOSE, CA 95118-3915

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	321 MORNINGSIDE TER, VISTA, CA 92084-6137
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000441657
Date	Aug 10, 2020
Instrument	2020-0441657

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2050

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 06, 2017
Property Address	321 MORNINGSIDE TER, VISTA, CA 92084-6137
Document Number	0000306011
Instrument Date	Jun 27, 2017
Instrument	306011
Transaction Type	Transfer
Record Updated	Jul 13, 2017
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	32263 PLACER BELAIR TEMECULA CA 925914967, TEMECULA, CA 92591-4967

Mortgage

Document Number	306010
Date	Jul 06, 2017
Instrument	306010

Lender

Name	HOUSEHOLD FIN /CA
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 06, 2017
Property Address	321 MORNINGSIDE TER, VISTA, CA 92084-6137
Document Number	0000306012
Instrument Date	Jun 16, 2017
Instrument	306012
Transaction Type	Transfer
Record Updated	Jul 13, 2017
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$654.00
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	321 MORNINGSIDE TER VISTA CA 920846137, VISTA, CA 92084-6137

Mortgage

Document Number	306013
Date	Jul 06, 2017
Instrument	306013

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 05, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,295,000 (-) Land $1,045,000 Building $250,000
2025	$15,884.00 (+12.04%)	$1,295,000 (+8.37%) Land $1,045,000 Building $250,000
2023	$14,177.00 (+77.06%)	$1,195,000 Land $1,045,000 Building $150,000
2022	$8,007.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730195032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1998–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2024, rainfall accumulation, Severe Storm And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 339 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, San Diego Broadband, AT&T, California Internet, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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