321 Monroe St, Troy, MO 63379 Property Records

Lincoln County property record for 321 Monroe St, Troy, MO 63379 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1988
Square Footage1,904 sqft Living Area
Lot Size11,064 sqft (0.253 acres)
Garage264 sqft
OccupancyOwner Occupied
Tax Bill$2,332.00 (2025)

Property Details

APN / Parcel Number

Primary APN15-70-26-004-031-023.001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Building Area1,904 sqft Living Area
Basement Area1,120 sqft Basement
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1988
Architectural StyleRanch Style
Exterior MaterialVinyl Exterior
Construction TypeWood Frame Construction
Foundation TypeConcrete Foundation
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area11,064 sqft (0.253 acres)
Parking Spaces1 Parking Spaces
Garage Area264 sqft Garage

Location & Zoning

Street Address321 MONROE ST
CityTROY
StateMO
Zip63379-1738
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 24 & E 10' OF LOT 50 ORIGINAL TOWN OF TROY
Legal Range01W
Legal Township49
Legal Section26
Legal SubdivisionTROY
Legal Lot Number24-50
JurisdictionLINCOLN MO
Minor Civil DivisionBEDFORD
Census Blockgroup3
Census Block3016
Census Tract810305

Owner

Source: Lincoln County records · APN 15-70-26-004-031-023.001

Assessment roll updated June 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address321 MONROE ST, TROY, MO 63379-1738
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 06, 2020Deed of Trust, Mortgage · Line of Credit
PEOPLES BANK & TRUST CO
Dec 27, 2017Special Warranty Deed, Transfer · Line of Credit
PEOPLES BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 27, 2017
Deed SaleDec 27, 2017
Prior SaleJan 22, 2010 · Amount on Record
Deed Doc Number2017012051
Deed Book / Page2418 / 0559
Record RefreshedJun 08, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN MO
Property Address321 MONROE ST, TROY, MO 63379-1738
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2449/86
DateJul 06, 2020
Book Page2449/86
Instrument2020007126
Lender
NamePEOPLES BANK & TRUST CO
TypeBank
AddressJULIAN, NE 68379
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJun 30, 2030

December 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLINCOLN MO
Recording DateDec 27, 2017
Property Address321 MONROE ST, TROY, MO 63379-1738
Document Number2418/0559
Book / Page2418 / 0559
Instrument DateDec 27, 2017
Instrument2017012051
Transaction TypeTransfer
Record UpdatedAug 31, 2021

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address650 E CHERRY ST, TROY, MO 63379-1412

Mortgage

Document Number2017012052
DateDec 27, 2017
Instrument2017012052
Lender
NamePEOPLES BANK & TRUST CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueDec 27, 2027

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated June 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateMissouri
CountyLincoln County
MunicipalityTroy City
Unified School DistrictTroy R-III School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,332.00 (+2.01%)$38,213 (+6.32%) Land $2,670 Building $35,543$201,120 (+6.32%) Land $14,050 Building $187,070
2023$2,286.00 (+5.25%)$35,942 Land $1,778 Building $34,164$189,170 Land $9,360 Building $179,810
2022$2,172.00

Flood & Wildfire

321 Monroe St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lincoln County (29113C), updated October 5, 2018

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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