300 Monroe St, Troy, MO 63379 Property Records

Lincoln County property record for 300 Monroe St, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,876 sqft · built 1937
Lot Size	0.482 acres (20,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Dec 2018)
Tax Bill	$1,406 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-70-26-004-045-009.000`

Property Details

APN / Parcel Number

Primary APN	`15-70-26-004-045-009.000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,876 sqft Living Area
Attic	Attic
Attic Area	666 sqft
Basement Area	1,210 sqft
Unfinished Basement	1,210 sqft
Flooring	Combination, Other

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,996 sqft (0.482 acres)
Garage Type	Detached
Garage Area	1,110 sqft

Location & Zoning

Street Address	300 MONROE ST
City	TROY
State	MO
Zip	63379-1739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 51 & 52, W 20' LOTS 25 & 26 ORIGINAL TOWN OF TROY
Legal Range	01W
Legal Township	49N
Legal Section	26
Legal Subdivision	TROY
Legal Lot Number	51-26
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	4
Census Block	4004
Census Tract	810305

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	300 MONROE ST, TROY, MO 63379-1739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Deed of Trust, Mortgage · Line of Credit TOGETHER CU
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF OLD MONROE
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF OLD MONROE
Dec 17, 2018	Warranty Deed, Transfer · Conventional Mortgage BANK OF OLD MONROE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2018 · Amount on Record
Deed Sale	Dec 17, 2018 · Amount on Record
Prior Sale	May 4, 2010
Deed Document Number	201811273
Deed Book / Page	2429 / 856
Prior Transfer Date	Feb 14, 2012
Prior Transfer Doc	0000001261
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	300 MONROE ST, TROY, MO 63379-1739
Transaction Type	Mortgage
Record Updated	Nov 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 MONROE ST, TROY, MO 63379-1739

Mortgage

Document Number	002483/783
Date	Sep 15, 2022
Book Page	2483/783
Instrument	2022009553

Lender

Name	TOGETHER CU
Type	Credit Union
Address	SAINT LOUIS, MO 63118

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Oct 31, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	300 MONROE ST, TROY, MO 63379-1739
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2454/642
Date	Nov 2, 2020
Book Page	2454/642
Instrument	2020012718

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	300 MONROE ST, TROY, MO 63379-1739
Transaction Type	Mortgage
Record Updated	May 26, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2445/520
Date	Apr 13, 2020
Book Page	2445/520
Instrument	2020003529

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Dec 17, 2018
Property Address	300 MONROE ST, TROY, MO 63379-1739
Document Number	2429/0856
Book / Page	2429 / 0856
Instrument Date	Dec 17, 2018
Instrument	2018011273
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 MONROE ST, 300, TROY, MO 63379-1739

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	300 MONROE ST, TROY, MO 63379-1739

Mortgage

Document Number	2018011274
Date	Dec 17, 2018
Instrument	2018011274

Lender

Name	BANK OF OLD MONROE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2034

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,378 (-) Land $3,418 Building $18,960
2025	$1,406.00 (+11.59%)	$22,378 (+12.95%) Land $3,418 Building $18,960	$117,780 (+12.95%) Land $17,990 Building $99,790
2023	$1,260.00 (+6.96%)	$19,813 Land $2,278 Building $17,535	$104,280 Land $11,990 Building $92,290
2022	$1,178.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2020–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Systec Wireless Communications, T-Mobile, Wisper ISP.

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