Oswego County and Oswego City property record for 321 Maple St, Oswego, NY 13126
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,008 sqft · built 1965 |
| Lot Size | 0.124 acres (5,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $166,000 (Dec 2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 128.66-05-05 |
| Primary APN | 351200 128.66-05-05 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,400 sqft (0.124 acres) |
| Lot Dimensions | 90 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 7108 |
|---|---|
| Street Address | 321 MAPLE ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-3413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TN2 |
| Legal Subdivision | HAMILTONS GORE |
| Legal Block | 5 |
| Legal Lot Number | 5.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 21604 |
Source: Oswego County and Oswego City records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 134 ARCADIA AVE, OSWEGO, NY 13126-6144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 2025 · Amount on Record |
| Deed Sale | Dec 31, 2025 · Amount on Record |
| Deed Document Number | 2025R2025011744 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Dec 31, 2025 |
| Property Address | 321 MAPLE ST, OSWEGO, NY 13126-3413 |
| Document Number | 0000001744 |
| Instrument Date | Dec 8, 2025 |
| Instrument | R-2025-011744 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2026 |
| Title Company | CNY ABSTRACT AND TITLE SERVICES INC, CNY ABSTRACT & TTL SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $664.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 321 MAPLE ST, OSWEGO, NY 13126-3413 |
| Name | Verified Name |
|---|---|
| Address | 134 ARCADIA AVE, OSWEGO, NY 13126-6144 |
| Document Number | 0000001745 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | R-2025-011745 |
| Name | FULTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
Source: Oswego County and Oswego City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $125,000 (-) Land $19,000 Building $106,000 | $125,000 (-) Land $19,000 Building $106,000 | |
| 2024 | Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $125,000 (+92.31%) Land $19,000 Building $106,000 | $125,000 (+59.62%) Land $19,000 Building $106,000 |
| 2023 | $65,000 Land $12,000 Building $53,000 | $78,313 Land $14,458 Building $63,855 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1979–1986) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Nov 1986 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO CITY serves 29,400 people · EPA ID NY3704361 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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