312 Maple St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 312 Maple St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,407 sqft · built 1950
Lot Size	0.256 acres (11,160 sqft)
Owner	Individual Name on File
Last Sale	$40,000 (Aug 2025)
Tax Bill	$2,965 (2026)
Deeds & Mortgages	Aug 2025 Sale May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351200 128.66-04-04`

Property Details

APN / Parcel Number

Primary APN	`351200 128.66-04-04`
Alternative APNs	`120012806600040040000000` `6866`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,407 sqft Living Area
1st Floor Area	1,407 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	11,160 sqft (0.256 acres)
Lot Dimensions	124 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	319 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6866
Street Address	312 MAPLE ST
City	OSWEGO
State	NY
Zip	13126-3414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN2
Legal Subdivision	SUBDIVISION 32 HAMILTONS GORE
Legal Block	4
Legal Lot Number	4.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	1
Census Block	1015
Census Tract	21604

Owner

312 Maple St is owned and occupied by an individual who bought it in August 2025.

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	312 MAPLE ST, OSWEGO, NY 13126-3414
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2025	Administrator's Deed, Transfer
May 10, 2018	Warranty Deed, Transfer · FHA Mortgage COMMONFUND MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2025 · Amount on File
Deed Sale	Aug 6, 2025 · Amount on File
Prior Sale	May 10, 2018 · Amount on File
Deed Document Number	2025R2025006589
Prior Transfer Date	Jul 28, 2025
Prior Transfer Doc	0000006589
Record Updated	Oct 29, 2026

August 2025: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	OSWEGO NY
Recording Date	Aug 6, 2025
Property Address	312 MAPLE ST, OSWEGO, NY 13126-3414
Document Number	0000006589
Instrument Date	Jul 28, 2025
Instrument	R-2025-006589
Transaction Type	Transfer
Record Updated	Oct 13, 2025

Transaction

Amount	Amount on Record
Tax	$160.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	135 W ONEIDA ST, OSWEGO, NY 13126-1911

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 MAPLE ST, OSWEGO, NY 13126-3414

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	May 10, 2018
Property Address	312 MAPLE ST, OSWEGO, NY 13126-3414
Document Number	0000004424
Instrument Date	Apr 30, 2018
Instrument	R-2018-004424
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$404.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6903 PREINKERT DR APT 5204, 6903, COLLEGE PARK, MD 20740-5003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 W ONEIDA ST, OSWEGO, NY 13126-1911

Mortgage

Document Number	0000004425
Date	May 10, 2018
Instrument	R-2018-004425

Lender

Name	COMMONFUND MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 312 Maple St was $2,965, down 1.2% from the year before.

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,965.00 (-1.17%)
2025	$3,000.00 (-43.96%)	$160,000 (-) Land $22,100 Building $137,900	$160,000 (-) Land $22,100 Building $137,900
2024	$5,353.00	$160,000 (+52.38%) Land $22,100 Building $137,900	$160,000 (+26.48%) Land $22,100 Building $137,900
2023		$105,000 Land $16,200 Building $88,800	$126,506 Land $19,518 Building $106,988

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 Maple St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1979–1986)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Nov 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Maple St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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